Best Banks for Gold Loans in Mancherial
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Mancherial Features
You get complete security of your gold jewellery, you can get your loan processed within 30 minutes, you can enjoy anytime liquidity, No EMI has to be paid, only Service only interest, and enjoy the loan facility, lesser interest rates, and the interest rate is the only payable amount of the overdraft that you use.
Gold Loan Rate Per Gram Today in Mancherial
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan Mancherial Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Mancherial Documents Required
The documents required for Gold Loan in Mancherial are :
Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate; Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque; Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card along with 2 passport size photographs.
Additional Documents Required for Gold Loan Mancherial
A Demand Promissory Note; Certificate by the Jewel Appraiser (which the bank will arrange for); Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes and Income Proof: Salary Certificate and Form No.16.
Gold Loan in Mancherial Eligibility Criteria
The applicant must be at least 21 years old and a maximum of 60 years of age and must be having an Indian nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mancherial
Offline Process to Apply for Gold Loan Mancherial
The applicant also has the choice to get a Gold Loan from various other banks at nearby branches. Then, you will have to keep visiting again and again until the loan gets approved.
Thus, it can be a very time-consuming and exhausting process. You can avail of loans from Gold Loan Branches. To find a branch that is nearby, search Gold Loan near me. Google will give you a list of all the Gold Loan Branches near you.
Online Process to Apply for Gold Loan Mancherial
To apply for a Gold Loan Mancherial, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank. The process is very easy and quick. It involves only a few steps:
- Click here and fill the form.
- Our Relationship Manager will contact you within the next 2 Working Hours.
- You can then compare different Gold loan offers from several banks and NBFCs on the DialaBank website.
- Check your eligibility criteria and view the best offers available for you.
- Choose the desired bank or stay in touch with the relationship Manager of DialaBank for further assistance.
- After selecting the bank, fill out a form to process the loan application.
- Upload all the necessary documents or schedule document pickup from home or office.
- After your documents are verified, the bank’s executive will give you a verification call.
- The amount will get credited to your account within 3-5 working days if the loan gets approved.
Processing Fees / Prepayment Charges on Gold Loan Mancherial
CIBIL Score Required for Gold Loan Mancherial
You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.