Gold Loan Malegaon

Major Gold Loan Providers in Malegaon

Gold Loan Malegaon Features

The gold loan provided by dialabank is the best in the city and you will not be disappointed by our service as it is best in class. we offer several features, some of them are:

1. The interest rate is payable the only amount of the overdraft that you use.
2. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
3. You get 100% Safety & Security of your Gold Jewellery
4. Get your Loan processed in less than 30 minutes
5. Enjoy Anytime Liquidity.
6. No EMI, Service only Interest and enjoy the Loan facility
7. Lower Interest Rates
8. Simple documentation and fast processing
9. The overdraft limit varies depending on the market rate of gold

Gold Loan Malegaon Interest Rates – May 06 2025

Gold Loan Per Gram For All Major Bank in Malegaon – May 06 2025

Gold Loan Eligibility Criteria in Malegaon

Gold Loan Malegaon Eligibility & EMI Calculator

Documents for Gold Loan Malegaon

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Malegaon

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicant should have Indian nationality.

How to Apply for Gold Loan Malegaon

Online Process to Apply for Gold Loan Malegaon

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online. After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166. Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. While applying for a gold loan through Dialabank, very little paperwork is required.
4. You will get a high LTV of your gold.
5. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
6. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
7. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
8. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.

Offline Process to Apply for Gold Loan Malegaon

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline. Mostly the preferred bank is HDFC gold loan branches and Muthoot gold loan and they will not disappoint you in customer service. The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval. Thus, it can be a very tiring and time-consuming process. You can avail of loans from HDFC Gold Loan Branches. Another good option to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Malegaon

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Malegaon

Maintaining a good CIBIL score is easy, you need to have a good source of income and credit history, A good CIBIL score helps to get the loan process faster. Most institutions require a minimum score of 750 to process your loan application. Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Malegaon, so maintain constancy in your CIBIL score The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Malegaon