Gold Loan Lunglei

About Gold Loan Lunglei

Major Gold Loan Providers in Lunglei

Gold Loan Lunglei Features

Gold loans can prove to be your helping hand in cash crunch during pandemics or emergencies. If you are having issues fulfilling household needs, gold loans can help you overcome a temporary cash problem.

With the continuous growth in the valuation of gold and affordable interest rates, gold loans feasible for most people and are comparatively less expensive in comparison to personal loans which be a stressful decision for some consumers due to their higher interest rates.

Gold Loan Lunglei Interest Rates

Documents for Gold Loan Lunglei

1. Applicant must submit signature proofs like Driving license/passport copy/cheque
2. Aadhar card/Voter ID card/Passport can be considered as Identity proofs 
3. The customer must attach 2 passport size photographs to the application
4. Address proofs like Ration card/Electricity bill/Sales Tax certificates need to be submitted.

Additional Documents Required for Gold Loan Lunglei

• A Demand Promissory Note.
• Users have to submit the Land proof in case of an agriculture loan exceeding Rs 1 Lakh. Not required for allied agriculture purposes.
• Jewel Appraiser Certificate (Bank will manage)
• Income Proof of the applicant needs to be submitted (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Lunglei

1. Customer should hold the Indian Nationality
2. The applicant should be a minimum of 21 years of age and a maximum of 60 years.

How to Apply for Gold Loan Lunglei

Online Process to Apply for Gold Loan Lunglei

DialaBank offers you with online support for gold loan approval. You can easily visit the Dialabank website and can submit your query by filling a basic form.

Our representative will look after your request and will get back to you in a quick time.

For any other information regarding the gold loan, you can contact us anytime on our contact no. 9878981166.

1. Dialabank is India’s foremost and best financial helpline that provides the best assistance offers to customers all over the country.
2. Dialabank does not charge customers for any help. This means, there are no hidden charges of applying and seeking assistance for gold loans online.
3. The bank has a good overall image among the customers for its best and fast services.
4. Dialabank also offers the users with a document pickup facility from their doorstep to ease the application process.
5. Very little paperwork is required while applying for a gold loan through Dialabank.
6. Lastly, the company’s relationship managers are skilled to serve customers in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Lunglei

Users facing issues applying to gold loans online can also look for the offline application process of gold loans. The offline process is also not complex. The applicant can do a basic google search about the gold loan offering banks near to their location

Then the customers have to visit the bank’s department and apply for the loan there and have to get their loans approved.

The application processing speed is different in banks and companies. Some institutions can take up to a few days to process the loan while some can easily do it in a few hours. 

Processing Fees / Prepayment Charges on Gold Loan Lunglei

CIBIL Score Required for Gold Loan Lunglei

CIBIL score is taken into consideration by almost every bank or company depending upon their eligibility criteria. Some banks will entertain a lower score as well while most of them will require a higher score to process the application.

The loan application depends not only on the CIBIL score, but the institutions also look at the profile of the applicant. The payment behavior of the customers regarding the previous loans is also considered. The type of loan taken, the amount borrowed, and any delayed payments for previous loans are also looked for before sanctioning any new loan. So it is advised to keep your CIBIL score good before applying for a loan.