Major Gold Loan Providers in Lohardaga
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Lohardaga Features
Your gold is an asset that can help you during financial crunch or when you are in need of urgent lump sum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Gold Loan Lohardaga Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Lohardaga
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Lohardaga
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Lohardaga
- The minimum age requirements of the applicant should be 21 years and maximum up to 60 years.
- The applicant should be of Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Lohardaga
Online Process to Apply for Gold Loan Lohardaga
You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to simply fill a form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Minimum documentation required.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Dialabank also provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- You will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
The steps that need to be followed are:
- Visit dialabank.com
- Fill in the required details in the form.
- Click on request a quote.
- Our relationship manager will contact you soon.
Offline Process to Apply for Gold Loan Lohardaga
The applicant also has an option to avail Gold Loan from the nearby branches, offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring financial institutes from where you can avail of the loan. Then, you will have to visit the bank/NBFC frequently until the loan gets approved.
Thus, it can be a very tiring and time-consuming process. So applying with DialaBank is the best choice that you can make while availing a gold loan.
Processing Fees / Prepayment Charges on Gold Loan Lohardaga
CIBIL Score Required for Gold Loan Lohardaga
Provided that the documents are complete and valid you need not have a CIBIL score to avail the gold loan in Lohardaga.
Gold Loan Lohardaga Agents
Dialabank is the leading agent for availing gold Loan in Lohardaga. You can apply online at www.dialabank.com or give a call at 9878981166.
Dialabank helps you to find the best option among various banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will guide you in every step.
Gold Loan Lohardaga Contact Number
You can contact on 9878981166 and get instant help and approval for the gold Loan in Lohardaga.
Pre Calculated EMI Table for Gold Loan Lohardaga
About Lohardaga
Lohardaga district is one of the twenty-four districts of the Indian state of Jharkhand. The district is named after the town of Lohardaga, the administrative headquarters of the district. The district was created from a portion of Ranchi district in 1983.
Other Places To Avail Gold Loan
| Gold Loan Pakaur | Gold Loan Hubli |
| Gold Loan Simdega | Gold Loan Jamkhandi |
| Gold Loan Patratu | Gold Loan Kolar |
| Gold Loan Mango | Gold Loan Udipi |
