Major Gold Loan Providers in Leh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Leh Features
Running brief out of cash? Do not know what to do? Do not fear Gold Advance is convenient for you. This advance requires much less printed material because it is unsecured and you’ll get your contract endorsed inside 48 hours after all the confirmation process. Gold Loan Leh offers money related help to the clients at the extraordinary moo estimated intrigued rates. To induce a Gold credit, the applicant wishes to have an unbending and genuine source of income and includes a legitimate credit score history, which can make the confirmation and contract endorsement framework faster. Furthermore, you’ll get a contract up to 75 percent of the showcase cost of gold, usually due to variance within the advertised rate of the gold.
Gold Loan Leh Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Leh
- Mark Proof can be any of the accompanying: Passport Copy/Driving License/Banker’s confirmation/check.
- 2 identification size photos.
- Verification of Identity can be any of the accompanying: Passport Copy/Voters ID card/Driving License/Aadhaar card.
- Address Proof can be any of the accompanyings: Ration card/Tel, Electricity Bill/Rental bill/Passport duplicate/Trade permit/Shop, and Est. Permit/Sales Tax testament.
Additional Documents Required for Gold Loan Leh
- Show up Confirmation: in the event of Horticulture Credit of more than Rs. 1 lac.
- The confirmation isn’t required for joined forces cultivation purposes.
- A Request Promissory Note.
- Testament by the Gem Appraiser (Bank will organize).
- Salary Verification: Compensation Certificate and Shape No.16
Eligibility Criteria for Gold Loan Leh
- Must have Indian Nationality.
- The base age of the individual ought to be 21 years and most extreme as long as 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Leh
Online Process to Apply for Gold Loan Leh
- You’ll be able to apply for the Gold Loan at Dialabank.
- You fair have to fill a simple frame online.
- After that, you just will get a call back from our agent. Besides, you may get a record to choose up the office from your doorstep.
- For more data, you’ll be able to call on 9878981166 anytime.
Dialabank is considered as the greatest stage to apply for a gold credit on the web. There are so various purposes for this, a couple of them are:
- Dialabank is India’s, in any case, fiscal helpline; it gives the best cash related organizations to customers everywhere throughout the nation.
- Dialabank guides the customers free of brought.
- That is, there are no additional charges of applying for a gold advance online on the webpage of Dialabank.
- One more thing is just will get a tall LTV of your gold.
- Other than that, the bank contains an incredible reputation among the customers since of its best and fast administrations.
- In the event that you apply for a gold development on Dialabank, by then you may get a moo Gold Credit Intrigued Rate.
- Dialabank gives a chronicle pickup office from the doorstep of the client to facilitate the procedure.
- Additionally, while applying for a gold development through Dialabank, the astoundingly little written word is required.
- At long last, the Relationship chiefs are arranged by and large to direct and serve you inside the entire get ready of Gold Advance.
Offline Process to Apply for Gold Loan Leh
- The up-and-comer excessively has a choice to benefit of Gold Advance from the neighboring branches.
- To do as such, look Gold Credit close me on google.
- It’ll select all the parts of banks and reserve organizations giving advances close to you.
- You wish to pick them agreeing to your tendency and data, yet Dialabank can do that for you in a quicker and way better way.
- At that point, you must visit those divisions and apply for the development and got the chance to visit various occasions some time as of late than advance gets finally endorsed.
- A few banks and back organization where this handle is a lot speedier is Gold Advance branches.
- You can benefit progress from Gold Advance Branches.
- Just as to find an office that is neighboring, look Gold Advance close me. Google will select all the Gold Credit Branches to close to you.
Processing Fees / Prepayment Charges on Gold Loan Leh
CIBIL Score Required for Gold Loan Leh
Having an incredible CIBIL score might be an absolute necessity before applying for a gold development, that is the reason each advancing organization has its measures for the least CIBIL score required for taking care of a Gold Credit application in Leh. Most instruct require a least score of 750 to set up your credit application.
Not reasonable your CIBIL score, the instruct to observe at the point by point conduct on the past advances taken. This fuses focal points on such a credit taken and the aggregate acquired. Any deferred portions for past advances can go about as a limit to your benefiting another credit. So make without question your CIBIL score is sweet some time as of late applying for credit.