Gold Loan Lalganj

Gold Loan Lalganj

AT 0.75%* INTEREST RATE
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Major Gold Loan Providers in Lalganj

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Lalganj Features

India is perhaps the greatest customer of gold. The flood in enhancements demand is commonly seen during the wedding and celebration seasons, provoking addition in the gold expenses and gold credit requirement. The need for cash during uncommon events makes people either sell the gold asset or take an advance against the equivalent.

A credit taken against some gold decorations or adornments to receive cash consequently is known as Gold Loan.

In this kind of credit, you promise your gold to the organization and get a specific measure of assets as per the estimation of your gold. The organization holds your gold under the security and at whatever point you reimburse the sum you get back you gold for what it’s worth.

Apply Online and Get Approval in just a few minutes!

Why one should choose Gold Loan Lalganj?

100% Safety and security of your gold
Insignificant Documentation process is engaged with Gold Loan Lalganj.
Simple reimbursement plans you can back store without any problem
Bother free procedure to get Gold Loan Lalganj
Adaptable reimbursement alternatives
Simple reimbursement plans in Gold Loan Lalganj.
Gold Loan Lalganj gets endorsed in only a couple of moments.
Less loan fee on the female client

Know More: Gold Loan Features

Gold Loan Lalganj Interest Rates

The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

Gold Loan interest rate	10.50% onward
Processing fee	1.50%
Loan Tenure	3 month to 36 month
Loan Amount	RS.18k to RS. 1cr
The purity of eligible gold	18 carat to 22 carrat

Know More – Gold Loan Interest Rate

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Lalganj

Borrower Identity	Two passport size colored photographs
Proof of Identity	Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
Residence Proof	Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof	Passport Copy/Driving License/Banker’s verification/cheque

The banks generally demand the above-given documents. However few banks demand some additional documents such as:

Land Proof	In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
Demand Promissory Note	Certificate by the Jewel Appraiser (Bank will arrange).
Income proof	Salary Certificate and Form No.16.

Eligibility Criteria for Gold Loan Lalganj

Loan Amount	Minimum 18k
Loan Amount	Maximum depends upon the weight of the gold
Age	Minimum: 18 years
Age	Maximum (at loan maturity): 70 years
Citizenship	Indian
Gold requirements	Minimum 10 gram of gold
Employment status	Salaried
Employment status	Self-employed

Know More – Gold Loan Per Gram

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Lalganj

Online Process to Apply for Gold Loan Lalganj

A borrower must yield a concise application online to the Moneylender with Gold resources.

The Gold Loan is asserted resulting in checking the authenticity of the gold.

An individual can without a very remarkable stretch apply online on Dialabank. The system is uncommonly major and inconvenience free. The documentation procedure is particularly less also.

Benefits apply through Dialabank

No extra fee – Dialabank offers you customized administration at zero charges. We give you best Gold advance arrangement at no additional expense
Rate Comparison- We assist you with understanding the subtleties of all costs associated with taking a Gold Loan and assist you with finding the Cheapest Offer.
Exploration Benefit from our definite examination on all the items from the main Gold Loan major parts in the market and settle on the correct decision for you and give you the most reduced financing cost.
Customized Service- Our prepared Relationship Managers will comprehend your necessities and your profile and assist you with finding the most reasonable Gold Loan offer in the market.
Fair-minded and Transparent Search- Our goal is to improve your Gold Loan search and we give data in a fair-minded and straightforward way.

Know More – Top Reasons why Gold Loan is the best borrowing option

Processing Fees / Prepayment Charges on Gold Loan Lalganj

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Lalganj

A huge segment of the affiliations requires a least score of 900 to manage your credit application.

Gold Loan Lalganj Agents

Avail your Gold Loan with the most trusted and reliable administrators from Dialabank. You can apply online at Dialabank or give a call at 9878981166.

Visit our site at Dialabank and fill an application form online, referencing a few information and our customer managers will enable you to proceed further.

Gold Loan Lalganj Contact Number

Call 9878981166 and get instant help and endorsement for Gold Loan in Lalganj in a flash.

Pre Calculated EMI Table for Gold Loan Lalganj

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Lalganj

Lalganj is a town with Nagar panchayat in the Indian state of Uttar Pradesh. It is developing rapidly due to the Rail Coach Factory. Lalganj has the largest railway station in Raebareli district. It is located on the way from Kanpur to Raebareli/Allahabad and Lucknow to Fatehpur.