Major Gold Loan Providers in Lakhimpur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Lakhimpur Features
In need of cash?
Looking for a loan?
Heads straight towards Gold Loan. Best for availing instant cash amount with very little paperwork to be done. Secured Loan which usually gets approved within a maximum period of 48 hours.
DialaBank is the best financial help for the customers looking for a loan at an affordable rate of interest.
It even provides the loan up to 75% of the worth of your gold.
Gold Loan Lakhimpur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Lakhimpur
- Aadhar Card
- PAN Card
- Passport Copy
- Sales tax certificate
- Driving license
- 2 Passport-size photographs
Additional Documents Required for Gold Loan Lakhimpur
- Land Proof
- Certificate by the Jewel Appraiser
- Income Proof
- A Demand Promissory Note.
Eligibility Criteria for Gold Loan Lakhimpur
- AGE: 21 Years to 60 Years
- Indian Nationality
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Lakhimpur
Online Process to Apply for Gold Loan Lakhimpur
Apply online for Gold Loan Lakhimpur at www.dialabank.com.
Fill up the further required details on the website. Our representative will get in contact with you.
You will even get a document to pick up the facility from your doorstep.
Call us at 9878981166 for more information.
While taking Gold Loan, DialaBank is considered best in the market for every financial help because of the following reasons:
- Present for services across the nation in more than 3000 locations.
- Provides 16+ options to choose a loan from.
- First Financial helpline of the nation.
- Provide free of cost guidance to its customers.
- Fastest and most reliable services.
- Low Rate of Interest
- Well trained and knowledgeable Relationship managers.
Offline Process to Apply for Gold Loan Lakhimpur
Applying offline by searching for the nearest branch and reaching there for the long process is surely a hectic task to do. The applicant has to go through long procedures and difficult comparisons to make choices. DialaBank here stands tall to provide all the services to you in a very fast and reliable manner.
Shake hands with DialaBank to avoid long queues in the branches and get the best deal for you.
Processing Fees / Prepayment Charges on Gold Loan Lakhimpur
CIBIL Score Required for Gold Loan Lakhimpur
CIBIL score is the credit score of the applicant and every Institution providing Gold Loan checks through it. 750 is the basic criteria set as a minimum by most of the institutions.
The history of the applicant with previous loans taken is also studied sharply by the institution. The loan amount borrowed and timeline of the repayment is considered mainly and any problem with this can be a problem in your way of loan approval.
Make sure you have a sound and presentable CIBIL score before applying for Gold Loan Lakhimpur.