Best Banks for Gold Loan in Kurukshetra
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Kurukshetra Features
Gold Loan, as the name suggests, is a loan that is taken against a personal asset i.e. gold. It is one of the easiest ways to raise funds in case of any financial urgency. Gold Loan involves a very short term process and requires minimal documentation. In a gold loan, the customer gets financial aid from the banks or any other non-banking financial companies at some rates of interest for a given period of time. The customer can use this amount of loan according to his/her need.
- In-house gold evaluation.
- No penalties are involved in Gold Loan Kurukshetra.
- Gold Loan Kurukshetra is Available within a time period of 30-60 Mins.
- You can enjoy a maximum tenure period of 6 to 12 Months in Gold Loan Kurukshetra.
Gold Loan Rate Per Gram Today in Kurukshetra
Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024 |
||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Kurukshetra Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Kurukshetra Documents Required
- Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
- Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
- Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).
- 2 passport size photographs.
- Land Proof (In case of Agriculture Loan of more than Rs. 1 lac). The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof (Salary Certificate and Form No.16).
Gold Loan in Kurukshetra Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicant should be of Indian Nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Kurukshetra
Online Process to Apply for Gold Loan Kurukshetra
You can apply for the Gold Loan per gram Kurukshetra directly at Dialabank. The process is straightforward. To begin, you have to fill a simple form online on the website of DialaBank.
You will then get a call back from our experts. For more information, you can call on 9878981166.
- Visit dialabank.com
- Add on the required data in the application form available on the page.
- Choose a gold loan from the options given below.
- Request a quote.
- Sit back and relax while we contact you.
Dialabank is considered the best platform to apply for a gold loan online because:
- We do not charge you for our services.
- The process is hassle-free.
- Minimum documentation required.
- A door-step pickup facility is available.
- Lowest Gold loan interest rate
- Expert advice through our relationship manager.
Offline Process to Apply for Gold Loan Kurukshetra
The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me‘ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch that is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Kurukshetra
CIBIL Score Required for Gold Loan Kurukshetra
If you fulfil the basic eligibility criteria and valid documentation requirements, there is no CIBIL score required for you to avail of the Gold loan in Kurukshetra.
Gold Loan in Kurukshetra Agents and Contact Number
One of the leading and most trusted gold loan agents in Kurukshetra is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – +919878981166
Pre Calculated EMI Table for Gold Loan Kurukshetra
About Kurukshetra
Kurukshetra is a city in the north Indian state of Haryana. It’s known as the setting of the Hindu epic poem the “Mahabharata.” The text’s great battle is depicted in a large diorama at the Kurukshetra Panorama and Science Centre. West of the city, the town of Jyotisar is a pilgrimage site where, according to the “Mahabharata,” the sacred “Bhagavad Gita” scripture was first delivered.
