Gold Loan Kurla

Best Banks for Gold Loan in Kurla

Gold Loan Kurla Features

Gold Loans comes as the savior to your financial crisis. It does not require much documentation,  as it is secured loan, and also you obtain the loan within 2-3 hours of finishing the process of verification.

The lowest possible interest rates are available here at Gold Loan Kurla. The applicant needs to hold a rigid source of income along with a good credit history, it even makes the process of verification and loan approval faster, as consistent income source is very important for it as well.

Moreover, you can obtain a loan amount of up to 75% of the gold market price as the market value of gold can fluctuate.

Gold Loan Rates Per Gram Today in Kurla

Gold Loan Kurla Interest Rates and Charges

Gold Loan Kurla Documents Required

1. Proof of Identity can include: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can include: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can include Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Kurla

1. Land Proof: It is required in an Agriculture Loan of more than Rs. 1 lac but for allied agriculture purposes, the same is not needed.
2. A Demand Promissory Note.
3. Certification by a Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan Kurla Eligibility Criteria

1. The age criteria require a minimum age to be 21 years and a maximum of up to 60 years.
2. Must be an Indian citizen.

How to Apply for Gold Loan Kurla

Online Process to Apply for Gold Loan Kurla

You can easily apply for the Gold Loan at the Dialabank site. You just need to fill a short form online. You will get a call from our representative for further assistance.

For further information, you can ring us on 9878981166 at any time.

Dialabank is valued as the best platform to apply for a gold loan online due to the following facts:

1. Dialabank is India’s first commercial helpline and has managed its position by presenting the most excellent financial aids to all the customers across the country.
2. Dialabank escorts the customers cost-free, there are no added charges if you apply for a loan online on the Dialabank website.
3. With Dialabank, a high LTV of your gold is a guarantee.
4. The bank has a respectable reputation because of its excellent and quick services.
5. You will also receive a low-interest rate when you apply for a gold loan on Dialabank.
6. When you choose to apply for a gold loan via Dialabank, very little paperwork process is asked for.
7. To serve as well as guide you better in the process of Gold Loan approval, our Relationship managers are trained thoroughly.

Offline Process to Apply for Gold Loan Kurla

The candidate also has an alternative to avail of a Gold Loan from the nearby offices. Google search for Gold Loans near me and the search will present all the bank offices and investment firms that offer gold loans near you. You need to pick amongst the convenient option according to your awareness. You will then be required to visit those offices and apply for a gold loan and after many visits, your loan may get approved.

But Dialabank can assist and make the loan approval procedure quicker and more convenient.

You can check gold loan per gram rate at: Gold Loan Per Gram Rate

Processing Fees / Prepayment Charges on Gold Loan Kurla

CIBIL Score Required for Gold Loan Kurla

Every lending institution in Kurla has specific criteria of a minimum CIBIL score to process a gold loan application so it is a must to have a good CIBIL score before you choose to apply for a Gold Loan. A minimum CIBIL score of 750 is asked by most of the institutes in order to process your loan application.

CIBIL score is not sufficient as the institutions also check detailed behaviour on the previous loans which includes a review of the type of loan taken and the amount borrowed. So a late payment stands as a barrier in getting your loan approved. Before you are applying for a loan, assure that you have a good CIBIL score.