Best Banks for Gold Loan in Krishnagiri
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Krishnagiri Features
Do you want to go on a ravishing trip? Do you need instant finance? Go with Gold Loan Krishnagiri and transform your dreams into reality. Gold Loan is the appropriate way to meet your financial need. It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available without any tedious work and trouble in the market.
Get instantly financed for all your dreams. As most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation, Gold Loans are now pretty easy and convenient to avail.
Gold Loan Rate Per Gram Today in Krishnagiri
Updated – Gold Loan Per Gram Rate w.e.f Jan 15 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Krishnagiri Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % – 1.50%
3 – 24 Month
Private Gold Loan
10.50%
0.25 % – 1.50%
9 – 24 Months
Axis Gold Loan
10.50%
0.50% – 1.50%
6 – 24 Months
Yes Bank Gold Loan
10.50%
0.50% – 1.50%
6 – 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 – 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 – 24 Months
IIFL Gold Loan
12.00%
Nil
3 – 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 – 24 Months
Manappuram Gold Loan
12.50%
Nil
6 – 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 – 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 – 12 Months
IndusInd Bank Gold Loan
11.50%
1% – 1.5%
9 – 24 Months
Gold Loan in Krishnagiri Documents Required
- Filled in application form with signature
- Land Proof: When amount of agriculture loan is above Rs 1 Lakh.(The proof is not required for allied agricultural purpose)
- A Demand Promissory Note
- 2 recent colored passport size photographs
- Address Proof: Telephone bill/Sales Tax certificate/Electricity Bill/ Rental bill/ Passport copy/Ration card.
- Identity Proof: Driving License/Passport/Voter’s ID/Aadhar Card, etc.
- Bank will arrange Certificate by the Jewel Appraiser.
- Signature Proof: Passport/Driving License/Banker’s verification
- Proof of Income (i.e. salary slips/ Form 16) of borrower
Gold Loan in Krishnagiri Eligibility Criteria
- The age limit of the individual should be minimum 21 years and maximum up to 60 years.
- Nationality of the applicant must be Indian
- Borrower should be salaried or self-employed
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Krishnagiri
Online Process to Apply for Gold Loan Krishnagiri
- You can avail Gold Loan Krishnagiri with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
- Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
- For more details on your Loan, you will be led to the right banker. The bank executives provide a facility that, they will arrive at your doorsteps to collect the required documents from you.
- Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.
For the following reasons, Dialabank is considered as on of the best platforms to avail gold loan:
- Dialabank provides the best financial services to customers all over the country, it is India’s first financial helpline.
- Gold Loans can be availed at low rate of interest with minimum documentation requirement
- Because of its best services, the bank has a good reputation among the customers.
- Dialabank also provides document pickup facility from the doorstep of the customer to ease the process.
- There is no processing fee or additional charges for availing the service through Dialabank
- The executives of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Krishnagiri
Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you for further process.
Processing Fees / Prepayment Charges on Gold Loan Krishnagiri
CIBIL Score Required for Gold Loan Krishnagiri
Most of the major banks and NBFCs offer Gold Loan without asking for CIBIL score. The applicant should have all the necessary documents with him while availing of gold loan.
Gold Loan Krishnagiri Agents and Contact Number
Dialabank is the leading agent for availing Gold Loan in Krishnagiri. Give a call at 9878981166 or you can apply online at www.dialabank.com.
By providing you with a detailed market comparison of different banks so that you can make the right choice, Dialabank helps you to find the best option of Banks and NBFCs. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Call 9878981166 and get instant help and approval for Gold Loan in Krishnagiri.
Pre Calculated EMI Table for Gold Loan Krishnagiri
About Krishnagiri
Also known as the “Mango Capital of India”, Krishnagiri is a district in the state of Tamil Nadu famous for its cultivation of mangoes. It is also one of the top producers of Ragi in the state of Tamil Nadu.
Other gold loan cities in Tamil Nadu
Personal Loan Koyambedu | Personal Loan Kovilpatti |
Personal Loan Kottaiyur | Personal Loan Koothanallur |
Personal Loan Konerirajapuram | Personal Loan Komaratchi |
Personal Loan Kodambakkam | Personal Loan Kk Nagar |