Gold Loan Kozhikode

Major Gold Loan Providers in Kozhikode

Gold Loan Kozhikode Features

Most of us are in need of finances to keep pace with the ever-changing world. The Gold Loan empowers you in doing so. It is one of the best available options for you. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your gold for the finances. It is readily available in the market and can be availed at any time. It is financial help given by the banks and NBFCs to their customers.

1. No penalties are involved in Gold Loan.
2. Immediate finance is available in Gold Loan.
3. In-house gold evaluation.
4. Available within a time period of 30-60 Mins.
5. You can enjoy a maximum tenure period of 6 to 12 months.

Gold Loan Kozhikode Interest Rates Dec 22 2024

Gold Loan Per Gram For All Major Bank in Kozhikode Dec 22 2024

Gold Loan Eligibility Criteria in Kozhikode

Documents for Gold Loan Kozhikode

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Kozhikode

1. The applicant should be at least 21 years of age.
2. The applicants’ age should not be more than 60 years.
3. He/she should be a national citizen.

How to Apply for Gold Loan Kozhikode

Online Process to Apply for Gold Loan Kozhikode

The reason why Dialabank is considered the best online platform for gold loan is:

1.  Dialabank India’s first financial helpline is spread throughout the country.
2. It has accessibility to several banks and NBFCs.
3. Minimum documentation is required for availing of a gold loan.
4. It offers a free pick-up facility of documents from your doorstep.
5. High LTV of gold.
6. Expert, relationship managers helps and guide you at every step.

Just fill a simple form online and avail the benefits of the gold loan with Dialabank.

1. Go to dialabank.com.
2. Fill in all the required details in the form like name, income, location, etc. 
3. Select a gold loan from the options given in the box.
4. Click on request a quote.
5. Relax while our relationship manager will soon get in touch with you.

Offline Process to Apply for Gold Loan Kozhikode

The offline process for applying for a gold loan is hectic and time-consuming. You will be required to make frequent visits to the banks or NBFCs and you would not have the option of choosing from various banks available in the market. Also, the relationship manager that Dialabank provides you for making the right choice will no be available offline.

Apply online with Dialabank or contact 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Kozhikode

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kozhikode

There is no CIBIL score requirement in order to avail of a gold loan in Kozhikode.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kozhikode

✅ What is Gold Loan?

The gold loan also referred to as ‘loan against gold’ is a type of secured loan that a person can avail by keeping their gold ornaments as collateral security with the lender. Unlike other secured loans like car loans or home loans, a gold loan can be used for any purpose.

✅ Hot to get Gold Loan in Kozhikode?

To get a gold loan in Kozhikode a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

✅ What is Gold Loan interest in Kozhikode?

Gold loan interest is the monthly amount a borrower pays in addition to the principal loan amount. Different banks and financial institutes offer different rates of interest. On average, this rate varies between 10.50% and 12% per annum.