Gold Loan Kotputli

About Gold Loan Kotputli

Major Gold Loan Providers in Kotputli

Gold Loan Kotputli Features

Are you having financial troubles?

Well, you are looking in the right place as Gold Loan comes to save you and the plus point is that it is quick and easy. The loan is secured so you do not need to worry about the long and complex document procedure. As it is fast you can obtain your loan approval within 48 hours after all the verification process.

Gold Loan Kotputli has the best possible interest rate for financial aid to its clients. A fixed source of income as well as a good credit history is very important if the applicant is looking to get a gold loan. A good income source even makes verification and loan approval process quicker.

As a fluctuation in gold market value can happen, you can obtain a loan amount of up to 75 percent of the market value of gold.

Gold Loan Kotputli Interest Rates

Documents for Gold Loan Kotputli

1. Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Kotputli

1. Proof of Land: In the case of Agriculture Loan of over Rs. 1 lac. For allied agriculture purposes, the proof is not needed.
2. A Demand Promissory Note.
3. The Jewel Appraiser Certification (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Kotputli

1. The minimum age of the candidate needs to be 21 years and a maximum of up to 60 years.
2. Indian Nationality is a must.

How to Apply for Gold Loan Kotputli

Online Process to Apply for Gold Loan Kotputli

For the online process, you can apply for the HDFC Bank Gold Loan at Dialabank.

Only a simple online form is to be filled to proceed.

For further guidance, our representative will get in touch with you. You will even be provided with a doorstep document pick up facility for a more convenient experience.

For more information, you can call on 9878981144 anytime.

Dialabank is considered as the most reliable online platform to apply for a gold loan and there stand many reasons behind this:

1. Dialabank is India’s first financial helpline; the best financial services are provided to clients across the country.
2. Dialabank has a free of cost of guidance policy for its customers so no additional charges will be asked if you apply for a gold loan online on the website of Dialabank.
3. A high LTV of gold is offered to the customers.
4. With its fine and quality service, the bank stands with a respectable reputation amongst the customers.
5. HDFC Gold Loan interest rate offered is low if you are applying for a loan on the Dialabank website.
6. Dialabank comes with a doorstep document pickup facility in order to provide a better experience to the customers.
7. Very little documentation is required if you choose to apply for a gold loan through Dialabank.
8. Moreover, our Relationship Managers are skilled and properly trained so that they can assist you in the process of Gold Loan.

Offline Process to Apply for Gold Loan Kotputli

An offline process is also available, for the applicant needs to check for the nearby branches. For that, you can simply google about the nearby bank branches as well as finance companies. Google will show you all the bank branches as well as finance companies near you that is suitable for you. You will then have to select amongst the various options according to your knowledge and experience or Dialabank can do it for you and make your work easier and faster.

Many visits will be needed for various departments in order to apply for the loan, and then many more visits will be required for the loan approval.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies with a much faster process.

You can avail of a gold loan from HDFC Gold Loan Branches as well. To find a branch that is nearby, search for Muthoot Gold Loan nearby. Google will provide you with a list of all the Muthoot Gold Loan Branches that are nearby.

Processing Fees / Prepayment Charges on Gold Loan Kotputli

CIBIL Score Required for Gold Loan Kotputli

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Kotputli Agents