Gold Loan Kolhapur

Major Gold Loan Providers in Kolhapur

Gold Loan Kolhapur Features

Gold Loans are a fitting way to avail short-term credit as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals.

Gold Loan Kolhapur Interest Rates – Dec 22 2024

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan Per Gram For All Major Bank in Kolhapur – Dec 22 2024

Gold Loan Eligibility Criteria in Kolhapur

Documents for Gold Loan Kolhapur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Kolhapur

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. Applicant must be Indian National

How to Apply for Gold Loan Kolhapur

Online Process to Apply for Gold Loan Kolhapur

• You can avail of Gold Loan Kolhapur with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
• You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
• Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The online process is a time saving and convenient process
3. Gold Loans can be availed at a reasonable rate of interest with minimum documentation requirement
4.  Dialabank provides a document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing the service through Dialabank
6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Kolhapur

The applicant also has an option to avail Gold Loan through offline process. This requires market research and requires you to physically visit the banks

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Kolhapur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kolhapur

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kolhapur