Gold Loan Kochi

Major Gold Loan Providers in Kochi

Gold Loan Kochi Features

Running short out of cash? Do not know what to do? Do not worry Gold Loan is available for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan Delhi loan provides financial aid to the customers at the best affordable interest rates. The borrower requires a stable and reliable source of income to secure a Gold loan per gram and has a strong credit background, which will make the process of verification and approval of loans quicker.

Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Kochi Interest Rates Dec 22 2024

Gold Loan Per Gram For All Major Bank in Kochi Dec 22 2024

Gold Loan Eligibility Criteria in Kochi

Documents for Gold Loan Kochi

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Kochi

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. He/she should be a national citizen

How to Apply for Gold Loan Kochi

Online Process to Apply for Gold Loan Kochi

You can apply for the HDFC Bank Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up the facility from your doorstep.

For more information, you can call on 9878981166 anytime.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
3. One more thing is that you will get a high LTV of your gold.
4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
5. If you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate.
6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
7. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
8. Finally, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Kochi

The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Processing Fees / Prepayment Charges on Gold Loan Kochi

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kochi

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Kochi. Most institutions require a minimum score of 750 to process your loan application. A Check of CIBIL score has become an important part of the loan approval process.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kochi