Gold Loan Kishanganj

AT 0.75%* INTEREST RATE
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Best banks for Gold Loans in Kishanganj

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Kishanganj Features

gold loan kishanganj

Are you planning a trip?

Do you need instant money?

While talking about instant money, Gold loans are the best considerable option for those who have gold. They require minimum documentation or paperwork for the verification and approval process.

What are some Gold Loan Kishanganj features?

Gold Loan Kishanganj provides instant financial services at affordable interest rates to its customers. To avail of a gold loan, the claimant has to provide a good credit history with a decent and regular source of income.

Furthermore, you only can take a loan of up to 75 percent of the market value of Gold as its market price is ever-fluctuating.

Gold Loan Rate Per Gram Today in Kishanganj

Updated - Gold Loan Per Gram Rate w.e.f Mar 16 2025
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Kishanganj Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Kishanganj Documents required

Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other recognized ID.
Address Proof should be: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or recognized Utility bills.
Signature Proof: Driving License/Banker’s verification/cheque or Passport Copy can be used for Signature proof.
2 passport size photographs.

Additional Documents Required for Gold Loan Kishanganj

The bank needs to provide a Certificate by the Jewel Appraiser.
Income Proof: Salary Certificate and Form No.16
Land Proof should be needed for Agriculture Loan of more than Rs. 1 lac.
A Demand Promissory Note.

Gold Loan in Kishanganj Eligibility Criteria

The minimum age of the claimant should be 21 years and a maximum of up to 60 years.
The claimant should recognize themselves as an Indian national.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kishanganj

Online Process to Apply for Gold Loan Kishanganj

Dialabank is considered as the leading gold loan agent of Gold Loan Kishanganj.

You just have to visit the website, register there, and our customer relationship managers will connect with you to help out.

Here’s why Dialabank is the best platform for an online gold loan application:

Dialabank is India’s first financial helpline which serves customers in every corner of the nation.
The bank holds goodwill in the market because of its fast consumer services.
No additional charges are asked while applying through Dialabank.
The document pick-up facility by the bank allows a faster verification process.
Low gold loan interest rate expected through Dialabank.
It requires the least amount of documentation or paperwork at Dialabank.
The Relationship managers of Dialabank are trained to assist the customer in every case.

Offline Process to Apply for Gold Loan Kishanganj

The offline process for Gold Loan Kishanganj is simple. You just need to search for the best banks and NBFCs near you to avail of Gold Loan and then, you can select and call the bank that suits your knowledge and preference.

After this, you have to visit that bank again and again until the loan gets approved.

Thus, Dialabank helps in easing this process by faster verification and approval at the comfort of your home.

Processing Fees / Prepayment Charges on Gold Loan Kishanganj

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Kishanganj

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. Thus, No CIBIL score is required for Gold Loan Kishanganj.

Gold Loan Kishanganj Agent and Contact number

If you don’t want to miss out on any scheme on a gold loan than dialabank is here for you to keep updated and help you get the loan. You can visit Dialabank or ring at 9878981166.

Dialabank is acknowledged as one of the leading agents for availing Gold Loan in Kishanganj.

Dialabank aids its customers by providing the best affordable interest rates. The adequate comparison of various banks and NBFCs helps in making the right choice. Visit our website, fill and submit a simple form. Once you’re done with it, our customer relationship managers will soon get in touch with you.

Pre Calculated EMI Table for Gold Loan Kishanganj

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Kishanganj

Kishanganj, which was previously part of Purnia district, is part of the Mithila region. Mithila first gained prominence after being settled by Indo-Aryan peoples who established the Mithila Kingdom (also called Kingdom of the Videhas). During the late Vedic period (c. 1100–500 BCE), the Kingdom of the Videhas became one of the major political and cultural centers of South Asia, along with Kuru and Pañcāla. The kings of the Kingdom of the Videhas were called Janakas

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन किशनगंज