Gold Loan Kharghar

Major Gold Loan Providers in Kharghar

Gold Loan Kharghar Features

Are you looking for financial assistance, Gold loan might be the right choice for you. It has a low rate of interest as compared to other loan options in the market. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your Gold for the finances. It is readily available in the market and can be availed at any time.

1. There are no hidden charges in the gold loansKharghar.
2. In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
3. If you are eligible and have all the documents, then the gold loan gets quickly approved.
4. The applicant’s credit history does not matter as he is mortgaging his gold.
5. There is no need for a third person.
6. The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.

Gold Loan Kharghar Interest Rates

Documents for Gold Loan Kharghar

1. 2 passport size photographs.
2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.
3. A Demand Promissory Note.
4. Certificate by the Jewel Appraiser (Bank will arrange).
5. Income Proof: Salary Certificate and Form No.16
6. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
7. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
8. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Eligibility Criteria for Gold Loan Kharghar

1. He/she should be a resident of India.
2. He/she should of 21 years of age and above.
3. He/she should not be more than 60 years of age.

How to Apply for Gold Loan Kharghar

Dialabank is considered as the best online platform to apply for a gold loan online because of the following reasons:

1.  Dialabank is India’s first financial helpline.
2. The bank has a good reputation among the customers because of its best services.
3. If you apply for a gold loan on Dialabank, then you will get a low Gold loan interest rate.
4. Dialabank provides a document pickup facility from the doorstep of the customer.
5. There are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Very less paperwork is required.
7. You will get a high LTV of your gold with DialaBank.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Online Process to Apply for Gold Loan Kharghar

The process of applying for a gold loan is simple with DialaBank. Just follow the steps below:

1. Click on dialabank.com
2. Fill in the required information like name, income, location, looking for gold loan, etc.
3. Click on request a quote.
4. Wait for our relationship manager to contact you.

Offline Process to Apply for Gold Loan Kharghar

The applicant also has an option to avail of Gold loan per gram from the nearby branches in the city. Just, search Gold Loan near me on google. It will enlist all the neighboring banks and NBFCs from where you can avail of the loan.

But, it can be a very tiring and time-consuming process. Therefore, it is best to apply online with DialaBank to get the best offers on gold loans across all lending institutes. You can also contact on the number 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Kharghar

CIBIL Score Required for Gold Loan Kharghar

There is no CIBIL score requirement in the case of a gold loan.

But to improve CIBIL Score visit Dialabank.