Major Gold Loan Lenders in Keonjhar
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Keonjhar Features
Tight on your financial arrangement?
Does additional Income sound like an unavoidable thought?
Need to avoid an overwhelmingly High-credit responsibility reimbursement obligation and a dull structure?
Considering, all the best possible responses lie really in your own vaults–GOLD LOANS!
Gold Loans, the best, safe, and the most brief budgetary help is open for you. Gold Loan joins low-financing costs and is benefitted through a fast system.
Money related affiliations like no other in the market; accomplish away with work territory. Gold Loan Keonjhar guarantees that the credit is set up after all the assertion is done inside 48 hours.
The Gold Loan providers in Keonjhar ensure that your credit advance doesn’t conflictingly influence your pocket by giving the best charges. A quick attestation is verified if the candidate has a standard remuneration source. It’s that profitable!
Get up to 75% credit of your gold’s worth, this is possible considering the fluctuating business rates.
Benefits of Gold Loan Keonjhar
Gold Loan Keonjhar is open, furthermore, if there builds up an event of a defenseless record of credit reimbursement or low-pay level.
Adequately Lower financing costs: The other preferred position of searching for a Gold Loan is that they are available on low-advance costs, which is 10.70% yearly inquisitively with the individual advances credit charges of 15-26% per annum.
You need to repay only the Interest: You have the decision to pay basically the pace of intrigue month to month during the residency of the entire gold development, and towards the finish of residency, you can reimburse the whole gained all out in one-shot.
Quick Process: No bleak and wide documentation is required if there is an event of gold advances. In this way, it might be relied on amidst basic needs. Banks take a couple of hours in the treatment of the gold credit while some NBFC’s take a couple of moments for a comparable task.
Read More – About Gold Loan
Gold Loan Keonjhar Interest Rates
Know More – Gold Loan Interest Rate
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Keonjhar
ID proof: Passport Copy/Voters ID card/Driving License/Aadhaar card. (one of the referenced)
Check of Address can be any of the accompanyings: Ration card/Tel, Electricity Bill/Rental bill/Passport copy/Trade grant/Shop, and Est. Grant/Sales Tax testament. (one of the referenced)
Visas/passport assessed photographs required– 2
Sign necessities can be any of the following: Passport Copy/Driving License/Banker’s check/check. (one of the referenced)
Extra Documents Required for Gold Loan Keonjhar:
- Land Proof Requirements: if there builds up an event of Agriculture Loan of more than Rs. 1 lac. The confirmation isn’t required for related agribusiness purposes.
- A Demand Promissory Note.
- Affirmation by the Jewel Appraiser (Bank will orchestrate).
- Pay Proof Requirements: Salary Certificate and Form No.16
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Keonjhar
- The candidate must be over 18 years and under 65 years
- The applicant must have an India Nationality.
- Least weight of gold must be 10 gm to profit Gold Loan Keonjhar
- Gold must be between 18 carats to 22 carat
- Gold Loan Keonjhar can be benefitted just on gems.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Keonjhar
Online Process to Apply for Gold Loan Keonjhar
- A direct online form is required to be filled; you will get a call back from our delegate.
- Your documentation check will be done from your doorstep.
- You can turn towards 9878981166 anytime for extra requests.
A few reasons why Dialabank is considered as the best source to apply for Gold Loan online are recorded underneath:
- Dialabank, the principal budgetary assistance helpline; offers cash related help to clients pan India.
- We at Dialabank are sifting through the clients freed from cost; without extra charges of applying for a gold credit online on our website page.
- Best and Fast relationship by Dialabank has familiar with it a business division on the grounds of name and notoriety.
- A report collection and confirmation from the doorstep of the client to help the technique is presented by Dialabank.
- Apply for a Gold credit with the insignificant hustle of definitive work with Dialabank.
Offline Process to Apply for Gold Loan Keonjhar
The choice of profiting gold development credit from touching branches is moreover open by looking ‘Gold Loan near me’, on Google. All the banks and hold associations giving gold advance close to your zone will be selected. In a little while, you would essentially pick the bank consenting to your tendency and information or let Dialabank save you from that hustle.
Processing Fees / Prepayment Charges on Gold Loan Keonjhar
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Keonjhar
CIBIL score is one of the most required models before applying for a gold loan credit, in that limit, each driving money related affiliation has its rules for the base CIBIL score for setting up a gold development improvement. Most establishments require a base score of 750 to process your Gold Loan application.
Gold Loan Keonjhar Agents
Keonjhar’s best driving gold loan genius collusion is Dialabank. You can apply online at Dialabank or give a call at 9878981166
Visit our site page Dialabank and fill an essential online structure that demands a couple of nuances and soon you will get a call from our client relationship administrator to help you continually all through the technique.
Gold Loan Keonjhar Contact Number
Call 9878981166 and get support for Gold Loan in Keonjhar rapidly!
About Keonjhar
Kendujhar is a town with municipality in Kendujhar District in the Indian state of Odisha. It is the administrative headquarters of the Kendujhar district, and it is one of the 5th scheduled areas of Odisha.