Gold Loan Katihar

Best Banks for Gold Loan in Katihar

Gold Loan Katihar Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as collateral or security deposit generally for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The loan amount depends upon the purity of gold.

Gold Loan rate per gram today in Katihar

Gold Loan Katihar Interest Rates 

 Gold Loan in Katihar Documents required

1. Signed Application form by the borrower
2. 2 recent passport size photographs(colored)
3. Proof of Income (i.e. salary slips/ Form 16) of the borrower
4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
5. Residential proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
7. Certificate by the Jewel Appraiser (Bank will arrange)
8. A Demand Promissory Note.
9. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)

Eligibility Criteria for Gold Loan Katihar

1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
2. The applicant should be an Indian National
3. He/She should be salaried or self-employed

How to Apply for Gold Loan Katihar

Online Process to Apply for Gold Loan Katihar

• You can apply for the Gold Loan at Dialabank online in few clicks
• It is an easy and convenient process.
• You have to fill an online form
• You can also avail of a document pick up facility from your doorstep.
• For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3.  Dialabank provides a document pickup facility from the doorstep of the customer.
4. There is no processing fee or additional charges for availing the service of gold loan per gram through Dialabank
5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
6. Gold Loans can be availed at a low  gold loan interest rate with minimum documentation requirement

Offline Process to Apply for Gold Loan Katihar

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Katihar

CIBIL Score Required for Gold Loan Katihar

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.