Best Banks for Gold Loan in Kasaragod
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kasaragod Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed. Avail Gold Loan through Dialabank in just a few simple steps.
Gold Loan Rate Per Gram Today in Kasaragod
Updated - Gold Loan Per Gram Rate w.e.f Feb 19 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Kasaragod Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Kasaragod Documents
- A Demand Promissory Note
- Certificate by the Jewel Appraiser (Bank will arrange)
- 2 recent coloured passport size photographs
- Application form with signature
- Residence proof: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
- Identity proof such as Driving License/Passport/Aadhar Card/PAN Card, etc
- Signature Proof: Passport/Driving License/Banker’s verification
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
Gold Loan in Kasaragod Eligibility Criteria
- Applicant should be between 21 to 60 years of age
- Nationality of the applicant must be Indian
- He/She should be salaried or self-employed
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Kasaragod
Online Process to Apply for Gold Loan Kasaragod
- You can apply for the Gold Loan at Dialabank conveniently
- You just have to fill an online form.
- Our relationship manager will then contact you for any assistance required
- We also provide a document pick up facility from your doorsteps
- For more information, you can call on 9878981166.
Dialabank is considered as one of the best platforms to avail a gold loan for the following reasons:
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Gold Loans can be availed at a reasonable Gold loan interest rate with minimal documentation
- DialaBank has a good reputation among the customers because of its excellent service
- Dialabank provides document pickup facility from the doorstep of the customer.
- No additional charges are applicable on service
- The executives of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Kasaragod
Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks. The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you with the further process.
Processing Fees / Prepayment Charges on Gold Loan Kasaragod
CIBIL Score Required for Gold Loan Kasaragod
Most of the major banks and NBFCs offer Gold loan per gram without enquiring about CIBIL score. The applicant should have all the necessary documents and must fulfil the eligibility criteria.