Best Banks for Gold Loans in Karaikudi
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Karaikudi Features
Go with Gold Loan and transform your dreams into reality. Your every dream will be possible with Gold Loan.
Gold Loan Karaikudi offers the best gold loan provided by Dialabank at just a mouse click.
So what are you waiting for, go ahead and apply now at Dialabank?
It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble. Get instantly financed for all your dreams.
Gold Loan rate per gram today in Karaikudi
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Karaikudi Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Gold Loan in Karaikudi Documents Required
- Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof should be: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof should be Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Karaikudi
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
- Land Proof should be: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
Eligibility Criteria for Gold Loan Karaikudi
- The minimum age requirements of the individual should be 21 years and a maximum of to 60 years.
- Candidate should be an Indian National
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Karaikudi
Online Process to Apply for Gold Loan Karaikudi
You can apply for the HDFC Bank Jewel Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- If you apply for a gold loan on Dialabank, then you will get a low HDFC Interest Rate on Gold Loan.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- One more thing is that you will get a high LTV of your gold.
- Relationship managers are trained enough to guide you in the entire process of Gold Loan.
- One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- While applying for a per gram gold loan through Dialabank, very little paperwork is required.
Offline Process to Apply for Gold Loan Karaikudi
The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Karaikudi
CIBIL Score Required for Gold Loan Karaikudi
750 is the bare minimum CIBIL score which you should maintain to get a gold loan.
A CIBIL score tells a lot about the person and how much likely is the person to give back the loan.
Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
Gold Loan Karaikudi Agents and Contact Number
If you do not want to miss out on any offer on a gold loan then Dialabank is here for you to keep updated and also to help you get the loan
Dialabank is the leading agent for availing Gold Loan in Karaikudi.
You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Karaikudi
About Karaikudi
Karaikudi is a greater municipality in Sivaganga district in the Indian state of Tamil Nadu. It is the 20th largest urban agglomeration of Tamil Nadu based on the 2011 census data. It is part of the area commonly referred to as “Chettinad” and has been declared a heritage town by the Government of Tamil Nadu, on account of the palatial houses built with limestone called karai veedu.
