Gold Loan Kanpur

Major Gold Loan Providers in Kanpur

Gold Loan Kanpur Features

Gold Loan, as the name suggests, is a loan that is taken against a personal asset i.e. gold. It is one of the easiest ways to raise funds in case of any financial urgency. Gold Loan involves a very short-term process and requires minimal documentation. In a gold loan, the customer gets financial aid from the banks or any other non-banking financial companies at some rate of interest for a given period of time. The customer can use this amount of loan according to his/her need.

1. In-house gold evaluation.
2. No penalties are involved in Gold Loan Kanpur.
3. Gold Loan Kanpur is Available within a time period of 30-60 Mins.
4. You can enjoy a maximum tenure period of 6 to 12 Months in Gold Loan Kanpur

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Kanpur Interest Rates – Dec 23 2024

Gold Loan Per Gram For All Major Bank in Kanpur – Dec 23 2024

Gold Loan Eligibility Criteria in Kanpur

Documents for Gold Loan Kanpur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Kanpur

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicant should be of Indian Nationality.

How to Apply for Gold Loan Kanpur

Online Process to Apply for Gold Loan Kanpur

You can apply for the Gold Loan Kanpur directly at Dialabank. The process is straightforward. To begin, you have to fill a simple form online on the website of DialaBank.

You will then get a call back from our experts. For more information, you can call on 9878981166.

1. Visit dialabank.com
2. Add on the required data in the application form available on the page.
3. Choose a gold loan from the options given below.
4. Request a quote.
5. Sit back and relax while we contact you.

Dialabank is considered the best platform to apply for a gold loan online because:

1. We do not charge you for our services.
2. The process is hassle-free.
3. Minimum documentation is required.
4. A door-step pickup facility is available.
5. Lowest Gold loan interest rate.
6. Best Interest Rate On Gold Loan
7. Expert advice through our relationship manager.

Offline Process to Apply for Gold Loan Kanpur

It is possible to avail of gold loans offline by visiting the nearest branches available online and connecting with them frequently. But, if you need a hassle-free procedure DialaBank is your best choice.

Processing Fees / Prepayment Charges on Gold Loan Kanpur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Kanpur

If you fulfill the basic eligibility criteria and valid documentation requirements, there is no CIBIL score required for you to avail Gold loan in Kanpur.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Kanpur

✅ How to get a gold loan?

To get a gold loan a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

✅ How to calculate gold loan interest?

Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.

✅ How much gold loan can I get?

Most Banking and Non-Banking institutes offer gold loans with an LTV ratio between 65% and 75%. This means a person can avail the loan amount of up to 75% of their gold’s market value. This amount on average varies between Rs. 10000 to Rs. 50 Lakhs depending upon the purity of one’s gold.