Gold Loan Kannauj

AT 0.75%* INTEREST RATE
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Major Gold Loan Providers in Kannauj

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Kannauj Features

Looking for a secured loan? Nowadays, there are thousands of financial institutions available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low-interest rate. So, Dialabank is here to lessen the burden of loan seekers!

Gold Loan Kannauj provides financial assistance to its customers at the easily affordable interest rates. All you need to have is a reliable source of income along with good credit history to make the verification and approval process faster. One can avail of a loan up to 75 percent of the market value of gold due to regular fluctuations in the market price of gold.

Gold Loan Kannauj Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Loan against Gold Interest Rate

Documents for Gold Loan Kannauj

Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Aadhaar card.
Address Proof: Passport copy/ Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade license / Shop License/ Sales Tax certificate.
Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Kannauj

Land Proof (In case of Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Arranged by Bank for you).
Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan

- Age limit: 21-60 years
- Nationality: Indian

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Kannauj

Online Procedure to Apply for Gold Loan Kannauj

You can apply for the Gold Loan via Dialabank.
Fill a simple online form.
Get a call from our representative.
Get a document pick-up service from your doorstep.

Dialabank is considered as the best platform to apply for a gold loan online as:

We are India’s first financial helpline aiming to provide the best financial services all over the country.
We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
Get a high LTV of your gold along with safety and security.
We have a good reputation among the customer base for reliable services.
Get a low-interest rate for affordable gold loans.
We provide a document pickup facility from the doorstep of the customer to ease the process.
Less paperwork/ documents required, making the accessibility easier and faster.
Thoroughly trained Relationship managers to guide and serve you in the entire process.

Offline Process to Apply for Gold Loan Kannauj

The applicant also has an option to Apply Gold Loan from the nearby branches. For the purpose:

Search Gold Loan near me on google
All the branches of banks and finance companies providing loans near you will be shown
Select them according to your preference and knowledge
Visit the departments and apply for the loan
You need to visit many times before than loan gets finally approved.

Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.

Processing Fees / Prepayment Charges on Gold Loan Kannauj

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Kannauj

Every lending institution has different criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.

Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!

Gold Loan Kannauj Agents

One of the most trusted and leading gold loan agents all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!

Visit our website and fill the application form details. Afterward, our Customer Relationship Manager will get in touch with you for further processing of the loan.

Gold Loan Kannauj Contact Number

For more information, contact 9878981166 or visit our website Dialabank

Pre Calculated EMI Table for Gold Loan Kannauj

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Kannauj

Kannauj is an ancient city located in Uttar Pradesh, India. The city is famous for the distilling of scents and is also known as India’s perfume capital. The place itself has more than 200 perfume distilleries and is a market center for tobacco, Ittar, and rose water. The city is served by two major railway stations and the nearest airport is in Kanpur, situated about 2 hours drive from the town.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.