Major Gold Loan Providers in Kandivali East
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Kandivali East Features
Want Money?
Running Out of Cash?
No Idea, what to do?
Don’t worry Dialabank will always help you financially through Gold Loan, with fast service and less paperwork.
Also, 48 hours approval service is available after the verification process.
Affordable Interest Rate along with a good and rigid source of Income.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Kandivali East Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Kandivali East
Identity Proof:
- Voter ID
- Driving License
- Aadhaar Card
- Copy of passport
Address Proof:
- Telephone or Electricity Bill
- Ration Card
- Sales Tax Certificate
- trade or Shop & Est. License
Signature Proof and 2 passport-sized photos
Additional Documents Required for Gold Loan Kandivali East
In the case of Agriculture Loan of more than Rs. 1 lac. Land Proof is required
One Demand Promissory Note
Certificate by the Jewel Appraiser
Proof of Income is also required
Eligibility Criteria for Gold Loan Kandivali East
Min. Age 21 years
Max. Age 60 years
Nationality- Indian
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Kandivali East
Online Process to Apply for Gold Loan Kandivali East
Gold Loan is available on the website of Dialabank
Fill the Simple form online
You will get a call back from our representative
Documents will be picked up from your doorstep.
You can call on 9878981166 anytime
Dialabank is considered as the best platform to apply for a gold loan online. Reason is:
- Best and Fast service
- India’s first financial helpline
- free of Cost Guidance
- High LTV on the Ornament
- Pickup facility is provided to our customer
- HDFC gold loan interest rate is available on Dialabank
- less paperwork
- Trained Relationship team always available to guide you
You can call on 9878981166 anytime
Offline Process to Apply for Gold Loan Kandivali East
Muthoot: offline process
SBI: offline process
HDFC: offline Process
But no guaranty that your work will be done in one visit
Dialabank can do that for you in a quicker and better manner.
You can call on 9878981166 anytime
Processing Fees / Prepayment Charges on Gold Loan Kandivali East
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Kandivali East
Good Score less rejection risk
Min. score you need is 750
They also look at the detailed behaviour on the previous loans taken.
Delayed payments for previous loans can act as a barrier.
You can call on 9878981166 anytime
Make sure your CIBIL score is good before applying for a loan.