Major Gold Loan Providers in Kalher
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kalher Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of Interest and minimum documentation. Gold Loans are secured Loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in specific period of time.
Gold Loan Kalher Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Gold Loan Interest Rate.
Documents for Gold Loan Kalher
- Signed Application form
- 2 passport size photographs (coloured)
- Proof of Identity such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16) of borrower
Eligibility Criteria for Gold Loan Kalher
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Applicant should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Kalher
Online Process to Apply for Gold Loan Kalher
- You can apply for the Gold Loan at Dialabank.
- It is an easy and convenient process.
- You have to fill a form online.
- Our relationship manager will then contact you for further assistance
- You can also avail document pick up facility from your doorstep.
- For more information, you can call on 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- Gold Loans can be availed at reasonable rate of interest with minimum documentation requirement
- Dialabank provides document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing the service through Dialabank
- The Relationship managers of Dialabank are trained and assist the customer without any hesitance
Offline Process to Apply for Gold Loan Kalher
The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.
Processing Fees / Prepayment Charges on Gold Loan Kalher
CIBIL Score Required for Gold Loan Kalher
Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.
Gold Loan Kalher Agents
Dialabank is the leading agent for availing Gold Loan in Kalher. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.
Gold Loan Kalher Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Kalher.
Pre Calculated EMI Table for Gold Loan Kalher
About Kalher
Kalher is a Mandal in Medak district of Telangana, India