Major Gold Loan Providers in Kalanwali
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kalanwali Features
Out of money?
Needed a new beginning?
Don’t worry Dialabank will be presenting you economic cooperation through Gold Loan Kalanwali on the affordable interest rate and with less paperwork, in 2-3 hours after all confirmation method.
Only you should have a definite and trustworthy source of income, and also good credit history, for fast consent.
Moreover, you can get a loan up to 75% of the market value of gold, this is due to inconstancy in the market price of the gold.
Gold Loan Kalanwali Interest Rates
Check latest interest rates of gold loan at dialabank
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Kalanwali
- You require to present Proof of Identity
- One Proof of Address that can be ration card copy or Passport copy or trade and Shop & Est. License or sales tax certificate
- 2 passport-sized photographs along with signature proof
Additional Documents Required for Gold Loan Kalanwali
- Demand promissory note, Jewel Appraiser certificate which will be arranged by the Bank, A income proof i.e Salary certificate and form No. 16
- Also Land Proof in case of agriculture loan of more than Rs. 1 lakh.
Eligibility Criteria for Gold Loan Kalanwali
Minimum Age: 21 years
Maximum age: 60 years
Nationality should be Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Kalanwali
Online Process to Apply for Gold Loan Kalanwali
Visit the website of Dialabank and fill the easy form.
Less Documentation required for the application.
Our qualified agent will call you back after the application submission.
For further queries 9878981166
Dialabank is considered as the best platform to apply for a gold loan online. Reasons are:
- Provide best and fast service in the country
- The first financial helpline of the country
- Free of Cost Guidance
- High LTV of your gold will be provided
- Good reputation among customers
- Low Interest on the Gold Loan at Dialabank.
- Trained representative guidance throughout the process.
Offline Process to Apply for Gold Loan Kalanwali
These are the option for you to apply for offline Gold Loan. You can search for loans on google and according to your knowledge. But the main part is you have to rush that bank to make your work done and it’s not guaranteed that your work will be done in one go. Whereas on Dialabank all you have to do is filling the online form and with trained guides.
Processing Fees / Prepayment Charges on Gold Loan Kalanwali
CIBIL Score Required for Gold Loan Kalanwali
- Good Score will lead to Less Chance of Rejection
- 750 is the Min. Score
- The maximum is in your hands.
- Even your payments of previous loans will be checked.
- Delayed payment can act as a barrier.
- Keep your CIBIL score good.