Gold Loan Jhansi

Major Gold Loan Providers in Jhansi

Gold Loan Jhansi Features

Are you running short out of cash and need money? So gold loan Jhansi is here for you to give you a loan if you have a stable and good enough source of income with a good CIBIL score. The loan process is faster and smoother.

• Loan up to 75% of the value of gold.
• Attractive interest rates.
• Safety and security of your gold jewellery.
• Flexible repayment options.
• No hidden charges

Gold Loan Jhansi Interest Rates – Dec 23 2024

Gold Loan Per Gram For All Major Bank in Jhansi – Dec 23 2024

Gold Loan Eligibility Criteria in Jhansi

Documents for Gold Loan Jhansi

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Jhansi

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. They should have Indian Nationality.

How to Apply for Gold Loan Jhansi

Online Process to Apply for Gold Loan Jhansi

One of the banks which is best for gold loan Jhansi is HDFC gold loan; you can apply for the HDFC Bank Gold Loan at Dialabank. The process is as follows, to start in, you have to fill a simple form online.

After that, we will call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Very little paperwork is required at Dialabank while applying for a loan.
3. One more thing is that you will get a high LTV of your gold with Dialabank.
4. All Relationship managers are trained enough to guide you in the entire process of Gold Loan.
5. Dialabank has a good reputation among the customers because of its top services.
6. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
7. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
8. Dialabank guides the customers free of cost or hidden charges. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.

Offline Process to Apply for Gold Loan Jhansi

Applicants can avail of the offline gold loan per gram easily though it is not as easy as it is online.

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches, which is the most preferred option.

To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail of loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Jhansi

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Jhansi

CIBIL score is the credit score that a bank and other institutions check before giving you any loan.

Also, every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Jhansi. Most institutions prefer a minimum score of 750 to process your loan application.

Every institution at an overall score, like the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

So maintain a good CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Jhansi