Best Banks for Gold Loan in JB Nagar
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan JB Nagar Features
Falling out of your cash savings?
Tensed about your financial prospects?
While nothing could change your life except your attitude. Investments in gold come handy in harsh financial situations. As long as you have a gold article, you can take a gold loan to improve your financial situation or do the necessary tasks. Gold Loan is a secured loan and requires minimal paperwork to get accomplished. While unsecured loans need some time, gold loans are approved faster.
Gold Loan JB Nagar ensures to provide its customers with the best affordable interest rates. While getting a gold loan, there are the least number of conditions that need to be accomplished whereas for other loans, a person needs to have a good credit history along with a decent source of income
Besides, you can get a gold loan up to 75 percent of the gold market value, this is due to inconstancy in the market price of the gold.
Gold Loan Rate Per Gram Today in JB Nagar
Gold Loan Rate Per Gram Today in JB Nagar is as follows:
Updated - Gold Loan Per Gram Rate w.e.f Jan 20 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in JB Nagar Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in JB Nagar Documents Required
- Proof of Identity can be any of the following: Voters ID card/ Driving License/Aadhaar card./ Any other Govt. recognized ID/ Copy of the passport.
- Address Proof can be any of the following: Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Other recognized utility bills.
- Signature Proof can be any of the following: Driving License/Banker’s verification/cheque/Copy of the Passport/ Other recognized documents.
- 2 passport size photographs.
Additional Documents Required for Gold Loan JB Nagar
- Land Proof: For agriculture loan that surpasses 1 lac rupees, a proof is required. Otherwise, nothing is required for allied agriculture plans.
- A Demand Promissory Note might be needed.
- Bank will coordinate to provide a Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in JB Nagar Eligibility Criteria
- The minimum age of the individual should be 21 years and a maximum of up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
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Gold Loan JB Nagar Agent and Contact Number
As a reliable gold loan agent of JB Nagar, Dialabank provides the best financial services to its clients. Further, you can apply at Dialabank or dial 9878981166 for the best service experience.
By comparing various finance companies and banks, Dialabanks provide the best option to choose from. Without confusing you with the technical and complex terms, Dialabank helps you make the right choice. Register through a form on our website and our customer relationship manager will get in touch with you to assist throughout the loan process.
You can call 9878981166 and get instant assistance and approval for Gold Loan in JB Nagar anytime.
Pre Calculated EMI Table for Gold Loan JB Nagar
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About JB Nagar
JB Nagar is a renowned neighborhood in Andheri, Mumbai. It is near Chhatrapati Shivaji International Airport which makes this area a prime location for doing business. Apart from being a hub for business, the area offers great connectivity with the eastern part of the city. For those who love metropolitan life, this area provides everything.