Major Gold Loan Providers in Jayanagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Jayanagar Features
Want Cash?
Don’t know the source?
Urgent Need?
Don’t worry Dialabank is providing you Gold Loan Jayanagar at very affordable interest rate and with less paperwork.
also, we are providing you within 48 hours approval service after verification.
All you need is the good and rigid source of income and good credit history to dodge every obstruction.
Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Jayanagar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Jayanagar
- you need a copy of passport or Aadhaar card or voter ID as Identity Proof
- along with proof of address is required
- Signature proof with 2 passport-sized photographs
Additional Documents Required for Gold Loan Jayanagar
- Demand Promissory note is required
- A Certificate by jewel appraiser
- Form No.16 or salary certificate as Income proof
- and also land proof in case you are having of agriculture loan.
Eligibility Criteria for Gold Loan Jayanagar
Minimum Age 21 years and can apply up to 60 years
Your nationality should be Indian.
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Jayanagar
Online Process to Apply for Gold Loan Jayanagar
Visit to the site of Dialabank
Fill the Simple form and Apply for the Gold loan Jayanagar
Also, HDFC gold loan is available at Dialbank
Trained representatives will guide you after the form is filled
To know more details or queries call 9878981166
Dialabank is considered as the best platform to apply for a gold loan online. Because:
- High LTV of your gold is provided
- Fast and best service provider
- No additional charge will cost, that means guidance is free
- Importantly Proud to be Country’s First Financial Helpline
- For your ease documents will be picked from your doorstep
- Trained Relationship team will guide you
To know more details or queries call 9878981166
Offline Process to Apply for Gold Loan Jayanagar
Muthoot Gold Loan- Offline
HDFC Gold Loan- Offline
These banks are fast service providers but these branches should be nearby to your locality
But, Dialabank can do all the service for you in a quicker and better manner.
To know more details or queries call 9878981166
Processing Fees / Prepayment Charges on Gold Loan Jayanagar
CIBIL Score Required for Gold Loan Jayanagar
Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.