Gold Loan Jaunpur

 Best Banks for Gold Loans in Jaunpur

Gold Loan Jaunpur Features

Gold Loans are now easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed as loan against gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The credit amount varies upon the purity of gold.

Gold Loan in Jaunpur Interest Rates and Charges

 Gold Loan in Jaunpur Documents Required

1. Filled application form with the signature of the applicant
2. Certificate by the Jewel Appraiser (Bank will arrange)
3. 2 recent passport size photographs of the applicant are mandatory
4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Proof of Land: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
6. Identity proof can be Driving License/Passport/Aadhar Card/Voter’s ID, etc
7. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Proof of Income of the applicant (i.e. salary slips/ Form 16)

 Gold Loan in Jaunpur Eligibility Criteria

1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
2. The nationality of the applicant should be INDIAN.
3. He/She should be salaried or self-employed

How to Apply for Gold Loan Jaunpur

Online Process to Apply for Gold Loan Jaunpur

• You can avail Gold Loan Jaunpur with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form providing all the details.
• You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
• Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3.  Dialabank provides the document pickup facility from the doorstep of the customer.
4. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
5. Interest Rate on Gold Loan are low with minimum documentation requirement
6. There is no processing fee or additional charges for availing the service through Dialabank

Offline Process to Apply for Gold Loan Jaunpur

If any individual wants to apply for a gold loan through an offline process it requires physically visiting the nearby banks.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Jaunpur

CIBIL Score Required for Gold Loan Jaunpur

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.