Best Banks for Gold Loan in Jangaon
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Jangaon Features
Gold is an analogue for prosperity and rank, carrying a high value for Indians since ages.
Gold Loan Jangaon loan provides economic assistance to its customers at low and affordable interest rates. To avail a Gold loan, the candidate needs to have a reliable source of income, as it makes the verification and approval process faster.
Additionally, the fluctuation in the market price of gold enables you to secure up to 75% of the gold value as the approved amount.
Gold Loan Rate Per Gram Today in Jangaon
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024 |
||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
To know more about Gold Loan Per Gram you can visit: Gold Loan Per Gram
Gold Loan in Jangaon Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Jangaon Documents Required
- Evidence of Identity: Passport Copy/ Voters ID card/ Driving License/ Aadhaar card.
- Address verification: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop & Est. License/ Sales Tax certificate.
- Signature identification: Passport Copy/ Driving License/ Banker’s verification/ cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan in Jangaon
- If the gold loan of more than Rs. 1 lakh for horticultural purposes, the land proof is to be submitted.
- The Demand Promissory Letter.
- License by the Jewel Appraiser (Bank will arrange).
- Income Proof: the Salary Slip of the past 3 months and Form No.16.
Gold Loan in Jangaon Eligibility Criteria
- Applicant should be a permanent Indian native.
- Minimum age- 21 and maximum age- 60.
How to Apply for Gold Loan in Jangaon
Online Process to Apply for Gold Loan in Jangaon
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Jangaon. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Interest Rates on Gold Loan.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Jangaon
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Jangaon’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Jangaon
CIBIL Score Required for Gold Loan Jangaon
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Jangaon. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Jangaon Agents and Contact Number
Dialabank is one of the leading financial consultants in Jangaon. Visit Dialabank to apply online or contact us at 9878981166.
Our employees are happy to serve you with the entire process. We present before you comparison details between several bank and NBFCs to avail the best alternate for you and you need not worry about the complex process.
Contact 9878981166 for instant help and quick approval of your Gold Loan in Jangaon.
Pre Calculated EMI Table for Gold Loan Jangaon
About Jangaon
Jangaon town is located in Telangana. It is 85 km far away from Hyderabad. Jangaon name comes from “Jain gaon”. It is famous for Jain temples and also for the culture of Jain religion.
