Major Gold Loan Lenders in Jaggayyapeta
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Jaggayyapeta Features
A Gold Loan is an incredible aid when you need cash without an over the top problem of obtaining from companions or family. Regardless of whether it’s for clinical costs or a wedding, tourism or study abroad expenses, home remodel, or transient money, you can get a Gold Loan rapidly and without any problem. A Gold Loan is advantageous on the grounds that you can reimburse it over some stretch of time in pocket-accommodating portions and you can get fast disbursal with practically no administrative work.
Here are a some of the key features of a Gold Loan:
- Bother free loan management: You can apply for a Gold Loan online on the site or by means of NetBanking, at an ATM or by visiting your closest branch. The application procedure is brisk and the documentation is negligible
- Instant disbursal: You can get a pre-affirmed Gold Loan in 10 minutes!
- Permissible to utilize the assets for any reason: One of the greatest points of interest of Gold Loans is that you can utilize your assets for any reason you like – be it a wedding, an occasion, a contraption, business speculation, home redesign and so forth whereas a Home Loan or a Car Loan must be utilized for the reason that you acquire it.
- No compelling reason to give insurances against the credit: Gold Loans are unstable advances – this implies you don’t need to contract guarantee, for example, your home or offers to get the loan advance.
Know More – Gold Loan Benefits
Gold Loan Jaggayyapeta Interest Rates
Gold Loan Jaggayyapeta helps you meet your urgent financial needs with the same day loan disbursement feature. Gold Loan Interest Rate ranges from 9.24-24 % p.a.
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Jaggayyapeta
A properly filled and marked Gold Loan application form has to be submitted alongside the accompanying records:
Photographs | 2 latest Passport-Sized photos of the applicant |
Identity Proof | Aadhar Card, Passport, PAN Card, etc. (Only 1 is required) |
Residence Proof | Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required) |
Agricultural Land Proof | Required only if the Loan is taken for Agricultural Purposes |
If you are an existing customer of the bank you may not be required to submit any documents as the bank will already have your verified details.
**Any other documents as requested by the bank ought to be submitted.**
Eligibility Criteria for Gold Loan Jaggayyapeta
- The least age requirement of a candidate ought to be 21 years and a maximum of as long as 60 years.
- A candidate should have an income of up to 25000 INR at the least.
- A candidate applying for the Gold Loan must have a decent financial record.
- A candidate needs to present his bank statement of three months.
- Gold should be owned by the applicant or any of the family members.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Jaggayyapeta
Apply Online for Gold Loan Jaggayyapeta
- To apply for Gold Loan Jaggayyapeta on the web, you can go to the Dialabank site.
- It is a simple procedure which should be possible from the solace of your homes.
- You should simply tap on the gold credit alternative on the menu
- Give us your professional and individual data through the online form
- We will shortlist offers for you and contact you.
Apply Offline for Gold Loan Jaggayyapeta
The applicant also has an option to benefit Gold Loan from the connecting branches. To do all things considered, check for Gold Loan giving branches on google. It’ll choose all the banks and back associations giving credits close to you. You can wish to pick them in correspondence to your propensity and information, in any case, Dialabank can do that for you in a speedier and way better manner. By then, you should visit those bank branches and apply for Gold Loan.
You can profit propels from HDFC Gold Loan Branches. Similarly as to discover a division that is coterminous, filter for Muthoot Gold Loan close by. Google will enroll all the Muthoot Gold Loan Branches in your general vicinity.
Processing Fees / Prepayment Charges on Gold Loan Jaggayyapeta
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
Is a good CIBIL Score Required for Gold Loan Jaggayyapeta?
A CIBIL Score is an applicant’s advance credit assessment. It is a 3-digit numeric overview of a buyer’s financial record and an impression of the applicant’s loan history.
Greatest CIBIL Score Requirement is from 750 to 900.