All about Gold Loan Jadcherla
Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available. Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at a low-interest rate.
Why should one choose Gold Loan Jadcherla?
- These loans come with the provision of pre-closure.
- A few of your papers are needed for these loans.
- The minimum amount that is attainable in these loans is Rs. 18,000/-
- The loan has no fines on the mistakes.
Features of Gold Loan Jadcherla :
Following are the Features of Gold Loan:
- Rs 1 Crore of finances is attainable in these loans.
- Your gold collaterals will remain safe and sound with the banks and NBFCs.
- The loan can be withdrawn at any time and anywhere.
- The low rates of interest are granted to these loans.
- The number of papers that are needed for these loans is minimal.
- The processing time of the gold loans is in minutes.
- The loans also have overdraft convenience.
Interest Rate for Gold Loan Jadcherla
- The banks and NBFCs are giving these loans at a rate of 10.5% p.a. which is the minimum rate of interest.
- The tenure of these loans is in between 1 and 4 years.
- The lenders charge the customers for the pre-closure in between 0% and 2% of the outstanding value if the loans.
Eligibility of Gold Loan Jadcherla
ELIGIBILITY |
|
Age |
Minimum:18 year |
Maximum (at loan maturity): 70 year |
|
Gold requirements |
Minimum 10 gram of gold |
Loan Amount |
Minimum:15k |
Maximum: No Limit |
|
Citizenship |
Indian |
Employment Status |
Salaried |
Self-employed |
Documentations of Gold Loan Jadcherla
- Borrower Identity: Two passport size colored photographs
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque
Additional Documents Required for Gold Loan Jadcherla
The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows
- Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary Certificate and Form No.16.
How to Apply for Gold Loan Jadcherla
- Apply online on www.dialabank.com
- Check the eligibility
- Visit the bank
- Submit all the documents
- Get the loan
- We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.
About Jadcherla
The town of Jadcherla in Mahbubnagar district, Andhra Pradesh. Jadcherla is the main business center for the surrounding villages and towns. It is a mix of two towns, Jadcherla and Badepally. It has a big marketplace for agricultural products called “Ganj”. There is a small rocky hill at one end of the village called Jadcherla Gutta or simply “Gutta”. “Gutta” has a temple on top of the hill and a small pond. There are 2 famous Dargahs also, namely Haleem Kaleem Shah Dargah and Hazrath Abdullah Bin Siddique.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.