Gold Loan Ichalkaranji

Major Gold Loan Providers in Ichalkaranji

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Ichalkaranji Features

Gold Loan Ichalkaranji is an unsecured loan that provides financial aid to customers at affordable interest rates.

Furthermore, there is no end-use restriction on the use of the Gold loan amount.

You can use this loan amount anywhere you want to do.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan in Ichalkaranji Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Ichalkaranji – Dec 22 2024

Gold Loan Eligibility Criteria in Ichalkaranji

Documents for Gold Loan Ichalkaranji

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Ichalkaranji

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. He/she should be a national citizen

How to Apply for Gold Loan Ichalkaranji

Online Process to Apply for Gold Loan Ichalkaranji

The process of availing of a gold loan is simple with Dialabank. You can contact 9878981144 at any time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

There are so many reasons why Dialabank is considered the best platform to apply for a gold loan online:

1. Dialabank is India’s first financial helpline.
2. It has its presence throughout the country.
3. Dialabank provides a document pickup facility from the doorstep of the customer.
4. No additional charges of applying for a gold loan online on the website of Dialabank.
5. Minimum documentation.
6. Expert advice.

Offline Process to Apply for Gold Loan Ichalkaranji

You can visit the branches near your location to avail gold loan per gram in Ichalkaranji. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Ichalkaranji

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Ichalkaranji

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ichalkaranji