Gold Loan Hugli

Gold Loan Hugli

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loan in Hugli

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Hugli Features

Gold loan Hugli

Are you running out of your financial reserve? Look for a gold loan and be tension free! A person who is not eligible for any other loan can apply for a gold loan. Gold Loan helps to remove any urgent need for funds. Many banks and NBFCs in India offer this financial service that anyone can easily take advantage of. The applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.

This loan requires minimum paperwork as it is secured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan in Hugli provides proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.

Gold Loan Rate Per Gram Today in Hugli

Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan Per Gram.

Gold Loan Hugli Interest Rates

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Check Gold Loan Interest Rates.

Gold Loan in Hugli Documents Required

The following documents are needed from the applicant:

Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Hugli

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan Hugli in Eligibility Criteria

The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
Should be an Indian National

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Hugli

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form. In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep. For further information, you can call on +919878981166 anytime. Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
Besides that, the bank has a high reputation among its customers because of its best and fast services.
Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
Processing your gold loan through Dialabank requires minimum paperwork.
Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Hugli

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner. But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Hugli

CIBIL Score Required for Gold Loan Hugli

No CIBIL score is required for Gold Loan, A gold article is a must.

Gold Loan in Hugli Agents and Contact Number

One of the leading and most trusted gold loan agents in Hugli is Dialabank. You can apply online at Dialabank or give us a call. Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you. Contact Number – +919878981166

Pre Calculated EMI Table for Gold Loan Hugli

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Hugli

Hooghly district is one of the districts of the state of West Bengal in India. It can alternatively be spelled Hoogli or Hugli. The district is named after the Hooghly River. The headquarters of the district are at Hooghly-Chinsura. There are four subdivisions: Chinsura Sadar, Serampore, Chandannagar, and Arambag. The district of Hooghly derived its name from the town of Hooghly on the west bank of the Hooghly River about 40 km north of Kolkata. This town was a major river port for trade in India before colonialism. Within a few decades, the town of Hooghly turned into a major commercial center and the largest port in Bengal. Later in 1579–80, Emperor Akbar gave permission to a Portuguese captain Pedro Tavares to establish a city anywhere in the Bengal province. The Taraknath temple, dedicated to the Hindu god Shiva worshipped as Taraknath, is a major pilgrimage spot in the town of Tarakeswar. Built-in 1729, the temple is an ‘actual’ structure of Bengal temple architecture with a ‘nat mandir’ in front. Close by are the shrines of Kali and Lakshmi Narayan.