Major Gold Loan Providers in Hansi
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Hansi Features
Cash shortage?
Need money fast?
Don’t worry you have the option of Gold Loan at the affordable interest rate and less paperwork.
All you want is the good and rigid source of income and good credit history for fast approval.
Furthermore, you can get a loan up to 75 per cent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Hansi Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Hansi
You need to show Passport Copy/ Voters ID card/ Driving License/Aadhaar card as Proof of Identity
Also, Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate as Address proof
And, Signature proof and 2 passport-sized photo
Additionally
Land Proof
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof
Eligibility Criteria for Gold Loan Hansi
Your Age should be 21 years to 60 years to apply for Gold Loan and nationality should be Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Hansi
Online Process to Apply for Gold Loan Hansi
- fill a simple form online at the website of Dialabank.
- you will get a call back from our representative
- Documents will be picked from the doorstep
Call on 9878981166 anytime
Dialabank is considered as the best platform to apply for a gold loan online. Because:
- Provide you fast and best service
- Proud to be country’s first financial helpline
- provide you high LTV on the ornament
- pickup facility from the doorstep for your ease
- get a low HDFC Gold Loan Interest Rate at Dialabank
- Relationship managers are trained thoroughly to guide you throughout the process
- Less paperwork is required
Call on 9878981166 anytime
Offline Process to Apply for Gold Loan Hansi
HDFC Gold Loan and Muthoot Gold loan and many other banks are there for the offline process. But, will they provide you with an approval in one go. The answer is ‘no’, you have to visit those departments and apply for the gold loan per gram and have to visit many times before than loan gets finally approved.
Whereas, Dialabank can do that for you in a quicker and better manner.
Call on 9878981166 anytime
Processing Fees / Prepayment Charges on Gold Loan Hansi
CIBIL Score Required for Gold Loan Hansi
- good CIBIL score is a must before applying
- 750, its criteria for the minimum CIBIL score required for processing a Gold Loan.
- the institutions also look at the detailed behaviour on the previous loans taken
- delayed payments for previous loans can act as a barrier.
Make sure your CIBIL score is good before applying for a loan.
Call on 9878981166 anytime