Gold Loan Habra

Best Banks for Gold Loan in Habra

Gold Loan Habra Features

Fighting for the cash? To clear debts? Do not worry Gold Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Jewel Loan Habra is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Gold Loan Rate per Gram today in Habra

Gold Loan Habra Interest Rates 

Documents for Gold Loan Habra

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Habra

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Habra

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Habra

Online Process to Apply for Gold Loan Habra

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC  Interest Rate on Gold Loan. 
4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a  per gram gold loan through Dialabank, very little paperwork is required.
7. One more thing is that you will get a high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

How to apply?

1. Visit www.dialabank.com.
2. Click on the loan section and you can find the Gold loan link.
3. After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
4. For more information and free guidance on the Gold loan, you may call 9878981166.

Offline Process to Apply for Gold Loan Habra

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Habra

CIBIL Score Required for Gold Loan Habra

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Habra. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.