Gold Loan Gurgaon

Major Gold Loan Providers in Gurgaon

Gold Loan Gurgaon Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Gold Loan easily considering that you will repay the amount along with interest for the loan period.

Gold Loan Gurgaon Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Gurgaon – Dec 22 2024

Gold Loan Eligibility Criteria in Gurgaon

Gold Loan Gurgaon Eligibility & EMI Calculator

Documents for Gold Loan Gurgaon

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Gurgaon

• Minimum age 20 years of individual
• Maximum age 60 years of individual
• An Indian Citizen

How to Apply for Gold Loan Gurgaon

Online Process to Apply for Gold Loan Gurgaon

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
4. Also, Dialabank provides document pickup facility from the doorstep of the customer.
5. One more important thing is that the Dialabank guides the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a gold loan per gram through Dialabank, very less paperwork is required.
7. One more thing is that you will get high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Gurgaon

To apply for Gold Loan offline, the applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Gurgaon

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Gurgaon

There is no need for a CIBIL score for Gold Loan Gurgaon

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Gurgaon