Gold Loan Gumla

Major Gold Loan Providers in Gumla

Gold Loan Gumla Features

Shortage of cash? Clueless about what to do?

Don’t worry Gold loan is available for you. This loan requires minimal paperwork, since it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

Gold Loan Gumla offers customers with financial assistance at the lowest economical gold loan interest rates. To get a gold loan, the person applying needs to have a firm and fine source of income with a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can get a loan of up to 75 percent of the market value of the gold, this is because of the constant variation in the market price of the gold.

Gold Loan Gumla Interest Rates

Documents for Gold Loan Gumla

The documents required for Gold Loan Gumla are: identity proof- passport copy/voters ID card/ driving license/ aadhar card, address proof- ration card/tel, electricity bill/rental bill/ passport copy/ trade license/ shop &est. license/sales tax certificate, signature proof- passport copy/driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Gumla

The additional documents required are : land proof- in case of agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and the income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Gumla

The minimum age of the individual applying should be atleast 21 years and can go up to 60 years. The applicant must also be having Indian Nationality.

How to Apply for Gold Loan Gumla

Online Process to Apply for Gold Loan Gumla

You can also apply for a HDFC bank gold loan at Dialabank just by filling a simple form online.

After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further clarification you can reach us at 9878981166 at anytime.

Dialabank is known to be one of the best platforms online to apply for a gold loan. The many reasons behind this are:

1. Dialabank happens to be India’s first financial helpline-providing the best of financial aid to customers all over the country.
2. They also guide their customers free of cost. This means that there are no extra fees for applying for a gold loan online on the website.
3. You will get a high LTV of your gold.
4. The banks has a great reputation amongst its customers because of its fast and immediate services.
5. They also offer a document pcikup facility at your doorstep to make the process easier for you.
6. You will also get a low HDFC Gold loan interest rate if you apply for a gold loan on Dialabank.
7. Very minimal paperwork is required while applying for a gold loan through Dialabank.
8. In the end, the relationship managers who are trained thoroughly to assist and guide you in the whole process of Gold loan.

Offline Process to Apply for Gold Loan Gumla

The person applying also has a choice to get a Gold Loan from branches nearby. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions that are providing loans near you. You just need to choose them according to your preference and expertise, Dialabank can do this for you in a faster and brisker manner.

You would then have to visit the required departments and apply for the loan and you would have to visit them many times before you finally get your loan sanctioned.

There are some banks and finance companies where this process is done much faster such as HDFC gold loan branches and Muthoot Gold loan branches.

You can get loans from HDFC gold loan branches. To find another branch that is near you, search for Muthoot Gold loan near me. Google will show you a list of all the Muthoot Gold Loan branches near you.

Processing Fees / Prepayment Charges on Gold Loan Gumla

CIBIL Score Required for Gold Loan Gumla

CIBIL score is a 3-digit summary of your credit transactions. Each institution has a different criteria for the minimum score required to process a gold loan application in Gulma. Mostly institutions require atleast 750 or above as your CIBIL score to process your loan application.

It’s not just your CIBIL score that they look at. Some institutions also take a detailed look of your behavior in the previous loans taken. This might include details of the type of loan taken, the loan tenure, the amount borrowed and how quickly you paid your dues and the loan amount. Any delay in these payments in your previous loans would become hurdles for you in trying to avail a new loan. Make sure you have a decent CIBIL score before applying for a loan.