Major Gold Loan Providers in Gonda
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Gonda Features
Are you running short out of cash? Do not tense, Gold Loan is available for you. This loan is secured in nature with minimal documents and less paperwork. This loan can get approved within 5 minutes after the completion of the verification process.
Gold Loan Gonda is a secured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a good source of income and has a good credit history.
Furthermore, there is no end-use limitation on the use of the Gold Loan loan amount. You can utilize this loan amount anywhere you want to do.
Gold Loan Gonda Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Loan against Gold Interest Rate
Documents for Gold Loan Gonda
- One Proof of Identity from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- One Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- One Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Gonda
- Land Proof is required if you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Salary Certificate and Form No.16 is required for income proof.
Eligibility Criteria for Gold Loan Gonda
- The minimum age required for the applier should be 21 years and a maximum of up to 60 years.
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Gonda
Online Process to Apply for Gold Loan Gonda
Apply for the Gold Loan online at Dialabank. The process is straightforward. To begin, you must fill a simple form online.
After that, you will get a call from our side. Moreover, you will get a document to pick up facility from your doorstep. For more information about the gold loan, you can call on 9878981166.
Dialabank is taken into consideration as the best platform to apply for a gold loan online. There are so many causes behind this.
- First of all, Dialabank is India’s first financial helpline; it offers the best and fast financial services to customers all over the country.
- The bank has a good reputation among the customers because of the best and fast services.
- Another reason, if you apply for a gold loan on Dialabank, then you can get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup service from the doorstep of the customer.
- One more important thing is that the Dialabank assists the customers free of cost. That is, there are no supplementary charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, the paperwork required is less.
- You can get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to assist you in the entire processing of Gold Loan.
Offline Process to Apply for Gold Loan Gonda
The applicant also has a choice to avail of a Gold Loan from the nearby branches. To do so, type Gold Loan near me on google. It will present all the neighbouring departments from where you can avail of the loan. Then, you must visit again and again until the loan approval.
Processing Fees / Prepayment Charges on Gold Loan Gonda
CIBIL Score Required for Gold Loan Gonda
There is no need for the CIBIL score for Gold Loan Gonda.