Gold Loan Girgaon

AT 0.75%* INTEREST RATE
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    Gold Loan Girgaon

    Gold Loan Girgaon

    Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange of monetary help.
    Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

    Why Choose Gold Loan Girgaon?

    gold loan girgaon

    1. Less processing time.
    2. No hidden charges.
    3. Fast Loan disbursal.
    4. No credit checks.
    5. No co-signer needed.
    6. Prepayment facility.

    Gold Loan Girgaon Interest Rate

    GOLD LOAN @ 0.75%*

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    Features of Gold Loan Girgaon

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. You get 100% Safety & Security of your Gold Jewelry
    3. Get your Loan processed in less than 30 minutes
    4. Enjoy Anytime Liquidity.
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Interest Rates
    7. Simple documentation and fast processing.
    8. The overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Documentation for Gold Loan Girgaon

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16.

    Eligibility of Gold Loan Girgaon

    1. Must be  an Indian citizen
    2. Must have gold more than 10gm
    3. Should be between the ages of 18 and 65 years

    How to Apply for Gold Loan Girgaon?

    • Visit our site www.dialabank.com.
    • Enter your details and fill the form.
    • Our relationship manager will call and assist you through the entire process.

    Avail your Gold Loan with Dialabank and get personalized assistance

    Processing Fees / Prepayment Charges on Gold Loan Girgaon

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    About Girgaon:

    Culturally diverse Girgaon is home to eclectic architecture, including Raj-era landmarks like the lavish Royal Opera House and Portuguese-style wooden buildings. The local dining scene offers South Indian vegetarian fare and lively pan-Asian eateries. On the seafront, Marine Drive promenade joins Girgaon Chowpatty, a small beach where kids fly kites and stalls sell spicy bhel puri, a puffed rice snack.

    Gold Loan Interest Rate of Different Banks

    Bank Gold Loan Rate
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    Private Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%

     

    Know More – Gold Loan Per Gram