Best banks for Gold Loans in Ghatkopar West
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Ghatkopar West Features
Do you need money for some useful purpose? Do you face a lack of money? Do you enable you to do your need full?
If you are facing any problems, there is definitely a solution to that problem.
You have an option of a gold loan. The requirement of paperwork is less. It is not much secured, so you can get the approval of gold loan in 48 hours after the verification process.
What are some Gold Loan Ghatkopar features?
Gold Loan Ghatkopar West provides you financial help at reasonable interest rates. A good source of income and a good credit history is essential for the verification and loan approval processing faster.
Moreover, you can get a loan up to 75 percent of the market price of gold, due to alterations in the market price of the gold.
Gold Loan Rate Per Gram Today in Ghatkopar West
Updated - Gold Loan Per Gram Rate w.e.f Mar 11 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Ghatkopar West Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Ghatkopar West Documents required
- Passport size photographs: 2
- Passport Copy/ Voters ID card/ Driving License/Aadhaar card: Anyone Id Proof is necessary.
- Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Telephone Bill/ Shop & Est. License/Sales Tax certificate: Any of the Address Proof can be provided.
- Passport Copy/Driving License/Banker’s verification/cheque: Anyone Signature Proof is necessary.
Additional Documents Required for Gold Loan Ghatkopar West
- A Promissory Note is imperative.
- Bank will arrange the Jewel Appraiser Certificate.
- Salary Certificate and Form No.16 is a must for Income Proof.
- Land Proof is not required if you are applying for an Agriculture loan of more than Rs. 1 Lakh.
Gold Loan in Ghatkopar West Eligibility Criteria
- Minimum Age: 21 years
- Maximum Age: 60 yrs
- Nationality: Indian