Best banks for Gold Loans in Ghatkopar West
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Ghatkopar West Features
Do you need money for some useful purpose? Do you face a lack of money? Do you enable you to do your need full?
If you are facing any problems, there is definitely a solution to that problem.
You have an option of a gold loan. The requirement of paperwork is less. It is not much secured, so you can get the approval of gold loan in 48 hours after the verification process.
What are some Gold Loan Ghatkopar features?
Gold Loan Ghatkopar West provides you financial help at reasonable interest rates. A good source of income and a good credit history is essential for the verification and loan approval processing faster.
Moreover, you can get a loan up to 75 percent of the market price of gold, due to alterations in the market price of the gold.
Gold Loan Rate Per Gram Today in Ghatkopar West
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Ghatkopar West Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Ghatkopar West Documents required
- Passport size photographs: 2
- Passport Copy/ Voters ID card/ Driving License/Aadhaar card: Anyone Id Proof is necessary.
- Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Telephone Bill/ Shop & Est. License/Sales Tax certificate: Any of the Address Proof can be provided.
- Passport Copy/Driving License/Banker’s verification/cheque: Anyone Signature Proof is necessary.
Additional Documents Required for Gold Loan Ghatkopar West
- A Promissory Note is imperative.
- Bank will arrange the Jewel Appraiser Certificate.
- Salary Certificate and Form No.16 is a must for Income Proof.
- Land Proof is not required if you are applying for an Agriculture loan of more than Rs. 1 Lakh.
Gold Loan in Ghatkopar West Eligibility Criteria
- Minimum Age: 21 years
- Maximum Age: 60 yrs
- Nationality: Indian
GOLD LOAN @ 0.75%*
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