Major Gold Loan Providers in Gadhinglaj
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Gadhinglaj Features
Struck in a financial crunch?
Well, a Gold Loan is best-suited to the loan seekers seeking most flexibility for the optimum utilization of the non-heritable amount. Without pledging any asset, one can acquire this type of unsecured loan to meet most of the expenses. The loan is available in the market at simply cheap interest rates. Most banks give the best possible EMIs to reduce the burden of their customers.
Dialabank helps you to find the best alternative between several Banks and NBFCs by providing a detailed and structured market comparison of various institutions. No need to worry about the complex information and process you have to go through, just make the right choice!
Gold Loan Gadhinglaj Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Documents for Gold Loan Gadhinglaj
- Identity Proof: Voter ID card/ Driving License/ Adhaar card/ Passport Copy
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade or Shop License/Sales Tax certificate/ Passport copy
- Signature Proof: Driving License/Banker’s verification or Cheque/ Passport Copy
- Two passport size photographs.
Additional Documents Required for Gold Loan Gadhinglaj
- Land Proof: For Agriculture Loan of more than Rs. 1 lac, not needed for allied agriculture purposes.
- A Promissory Demand Note.
- Certificate by a Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Gadhinglaj
- Age limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Gadhinglaj
Online Process to Apply for Gold Loan Gadhinglaj
- Apply for the Gold Loan via Dialabank.
- Fill the online form available on our website Dialabank.
- Get a call from our representative to discuss further details.
For more information, contact 9878981166.
Dialabank is a popular platform to apply for a gold loan as:
- It is India’s first financial helpline providing the best financial services all over the country.
- We guide our customers with zero additional charges to apply for a loan online.
- Get a high LTV of your gold along with full safety and security.
- We have a good reputation among the customers for our reliable services.
- Get a low-interest rate for an affordable loan.
- Document pickup facility is available from the doorstep of the customer.
- Less paperwork/ documents are required, making the loan accessibility easier and faster.
- Trained Relationship Managers to guide and serve you with the entire process.
Offline Process to Apply for Gold Loan Gadhinglaj
The applicant has an option to avail Gold Loan from the nearby branches by:
- Searching Gold Loan near me on google.
- All the branches of finance companies providing loans near you appear.
- Select them as per to your preference and knowledge.
- Visit departments and apply for a loan.
- You need to visit many times before the loan gets approved finally.
Dialabank can make the process a piece of cake for you! Our experts, after going through all the documents present the best-suited offers for you.
Processing Fees / Prepayment Charges on Gold Loan Gadhinglaj
CIBIL Score Required for Gold Loan Gadhinglaj
Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Gadhinglaj. Most institutions need a minimum score of 750 to process your loan application.
Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. It includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing of a new loan. So make sure your CIBIL score is good before applying for a loan.