Gold Loan Gadhinglaj

AT 0.75%* INTEREST RATE
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    Gold Loan Gadhinglaj

    Major Gold Loan Providers in Gadhinglaj

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Gadhinglaj FeaturesMaharashtra

    Struck in a financial crunch?

    Well, a Gold Loan is best-suited to the loan seekers seeking most flexibility for the optimum utilization of the non-heritable amount. Without pledging any asset, one can acquire this type of unsecured loan to meet most of the expenses. The loan is available in the market at simply cheap interest rates. Most banks give the best possible EMIs to reduce the burden of their customers.

    Dialabank helps you to find the best alternative between several Banks and NBFCs by providing a detailed and structured market comparison of various institutions. No need to worry about the complex information and process you have to go through, just make the right choice!

    Gold Loan Gadhinglaj Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Gadhinglaj

    1. Identity Proof: Voter ID card/ Driving License/ Adhaar card/ Passport Copy
    2. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Trade or Shop License/Sales Tax certificate/ Passport copy
    3. Signature Proof: Driving License/Banker’s verification or Cheque/ Passport Copy
    4. Two passport size photographs.

    Additional Documents Required for Gold Loan Gadhinglaj

    1. Land Proof: For Agriculture Loan of more than Rs. 1 lac, not needed for allied agriculture purposes.
    2. A Promissory Demand Note.
    3. Certificate by a Jewel Appraiser (Bank will arrange).
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Gadhinglaj

    1. Age limit: 21-60 years
    2. Nationality: Indian

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Gadhinglaj

    Online Process to Apply for Gold Loan Gadhinglaj
    • Apply for the Gold Loan via Dialabank.
    • Fill the online form available on our website Dialabank.
    • Get a call from our representative to discuss further details.

    For more information, contact 9878981166.

    Dialabank is a popular platform to apply for a gold loan as:

    • It is India’s first financial helpline providing the best financial services all over the country.
    • We guide our customers with zero additional charges to apply for a loan online.
    • Get a high LTV of your gold along with full safety and security.
    • We have a good reputation among the customers for our reliable services.
    • Get a low-interest rate for an affordable loan.
    • Document pickup facility is available from the doorstep of the customer.
    • Less paperwork/ documents are required, making the loan accessibility easier and faster.
    • Trained Relationship Managers to guide and serve you with the entire process.
    Offline Process to Apply for Gold Loan Gadhinglaj

    The applicant has an option to avail Gold Loan from the nearby branches by:

    • Searching Gold Loan near me on google.
    • All the branches of finance companies providing loans near you appear.
    • Select them as per to your preference and knowledge.
    • Visit departments and apply for a loan.
    • You need to visit many times before the loan gets approved finally.

    Dialabank can make the process a piece of cake for you! Our experts, after going through all the documents present the best-suited offers for you.

    Processing Fees / Prepayment Charges on Gold Loan Gadhinglaj

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Gadhinglaj

    Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Gadhinglaj. Most institutions need a minimum score of 750 to process your loan application.

    Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. It includes details on the type of loan taken and the amount borrowed. Any delayed payments of earlier loans can act as a barrier to your availing of a new loan. So make sure your CIBIL score is good before applying for a loan.

    Gold Loan Gadhinglaj Agents

    One of the leading and most trusted gold loan agents in Gadhinglaj is Dialabank. You can apply online at Dialabank or give a call at 9878981166

    Visit our website www.Dialabank.com and fill a simple form asking for some details, and after that, our customer relationship managers will soon get in touch with you.

    Gold Loan Gadhinglaj Contact Number

    Call 9878981166 for instant help and approval for Gold Loan in Gadhinglaj.

    Pre Calculated EMI Table for Gold Loan Gadhinglaj

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Gadhinglaj

    Gadhinglaj is a city in the Kolhapur district of Maharashtra, India. It is located on the banks of the river Hiranyakeshi; Taluka headquarters of Gadhinglaj Taluka and a subdivision headquarters of the Gadhinglaj Subdivision of the Kolhapur District.