Gold Loan Frazer Town

AT 0.75%* INTEREST RATE
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Gold Loan Frazer Town

Best Banks for Gold Loan in Frazer Town

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Frazer Town Features

Money difficulties? Don’t understand what to do?

Don’t bother Gold loan is open for you. This loan requires minimum paperwork as it is secured and you can get your loan authorized within 2-3 hours after all the confirmation methods.

Gold loan Frazer Town extends monetary aid to the clients at the lowest possible interest rates. To get a gold loan, the person employing wants to have a definite and firm root of income and has a clean credit history, which will rush the verification and the loan permission.

Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.

Furthermore, you can get a loan of up to 75% of the market value of gold, this is because of the constant variations in the market price of the gold.

Gold Loan Rate Per Gram Today in Frazer Town

Updated - Gold Loan Per Gram Rate w.e.f Nov 16 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Frazer Town Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Frazer Town Documents Required

The documents required for processing gold loan application in Frazer Town are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Frazer Town

The additional documents required are land proof- in case of an agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for), and income proof- salary certificate and form no.16.

Gold Loan in Frazer Town Eligibility Criteria

The minimum age of the individual applying should be at least 21 years and can extend up to 60 years. The individual must also be having Indian Nationality.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Frazer Town

Online Process to Apply for Gold Loan Frazer Town

You can also apply for the gold loan at Dialabank for which you would just have to fill a simple form online. After which you will get a call from our representative.

For further information, you can contact us on 9878981166 anytime.

Dialabank is supposed to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

  1. Dialabank appears to be India’s first financial hotline, which renders the best monetary aid to the clients all over the country.
  2. They also give easy administration to its consumers. There are no additional fees for applying for a gold loan online on the website.
  3. Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs. 
  4. You will receive a great LTV of your gold.
  5. The bank also has an excellent prominence amongst the consumers for their fast and quick services.
  6. You can also get a low-interest rate if you apply for a gold loan on Dialabank.
  7. Minimal paperwork is required when applying for a gold loan through Dialabank.
  8. In the end, the relationship managers who are thoroughly trained to guide and offer you service in the entire gold loan process.
Offline Process to Apply for Gold Loan Frazer Town

The person applying also has the choice to get a Gold loan from the nearby branches. To do this, you can search for a Gold loan near me on google. It will also show a list of all the branches of banks and other financial institutions which are offering loans near you. You would just have to choose them according to your preference and expertise. You would then have to visit particular departments to apply for the loan and then visit many times before the loan finally gets sanctioned.

But Dialabank would do that for you in a better way.

Processing Fees / Prepayment Charges on Gold Loan Frazer Town

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Frazer Town

CIBIL score is a 3-digit summary of your credit transaction history. This is why most of the lending institutions have different criteria for the minimum CIBIL score which is needed for processing a Gold loan application in Frazer Town. Most of the institutions need at least a minimum score of 750 or more to process your loan application.

Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.

It’s not just your CIBIL score, that some institutions look at. They also take a close look at your behavior on the previous loans that you have taken. This includes the details of the type of loan that you have taken, the loan tenure, how regular you have been in paying your interest amount, and the amount borrowed. Any delay in these payments from your previous loans would become a hurdle for you while trying to apply for a new loan. Make sure you have a decent CIBIL score before applying for a loan.

Gold Loan Frazer Town Agent and Contact Number

One of the most trustworthy and topmost gold loan agents in Frazer Town is Dialabank. You can apply for the gold loan online on our website or give us a call at 9878981166.

Dialabank will help you to choose the best choice between various other banks and NBFCs by offering you an elaborate and well-structured market comparison of several banks so that you wouldn’t have to worry about the difficult information and procedures that you might have to go through and thus you can make the right decision. Visit our website Dialabank and fill an easy form asking for a few details after which our customer relationship managers will reach out to you soon.

Gold Loan Frazer Town Contact Number

Contact us on 9878981166 and get instant guidance and approval for Gold Loan in Frazer Town instantly.

Pre Calculated EMI Table for Gold Loan Frazer Town

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Frazer Towngold loan Frazer Town

Fraser Town, is an outskirt of Bangalore Cantonment, in North-East. The area is known for its communal harmony with Hindus, Muslims, and Christians living side by side in harmony.