Best Banks for Gold Loan in Frazer Town
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Frazer Town Features
Money difficulties? Don’t understand what to do?
Don’t bother Gold loan is open for you. This loan requires minimum paperwork as it is secured and you can get your loan authorized within 2-3 hours after all the confirmation methods.
Gold loan Frazer Town extends monetary aid to the clients at the lowest possible interest rates. To get a gold loan, the person employing wants to have a definite and firm root of income and has a clean credit history, which will rush the verification and the loan permission.
Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.
Furthermore, you can get a loan of up to 75% of the market value of gold, this is because of the constant variations in the market price of the gold.
Gold Loan Rate Per Gram Today in Frazer Town
Updated - Gold Loan Per Gram Rate w.e.f Nov 16 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Frazer Town Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Frazer Town Documents Required
The documents required for processing gold loan application in Frazer Town are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.
Additional Documents Required for Gold Loan Frazer Town
The additional documents required are land proof- in case of an agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for), and income proof- salary certificate and form no.16.
Gold Loan in Frazer Town Eligibility Criteria
The minimum age of the individual applying should be at least 21 years and can extend up to 60 years. The individual must also be having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Frazer Town
Online Process to Apply for Gold Loan Frazer Town
You can also apply for the gold loan at Dialabank for which you would just have to fill a simple form online. After which you will get a call from our representative.
For further information, you can contact us on 9878981166 anytime.
Dialabank is supposed to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:
- Dialabank appears to be India’s first financial hotline, which renders the best monetary aid to the clients all over the country.
- They also give easy administration to its consumers. There are no additional fees for applying for a gold loan online on the website.
- Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs.
- You will receive a great LTV of your gold.
- The bank also has an excellent prominence amongst the consumers for their fast and quick services.
- You can also get a low-interest rate if you apply for a gold loan on Dialabank.
- Minimal paperwork is required when applying for a gold loan through Dialabank.
- In the end, the relationship managers who are thoroughly trained to guide and offer you service in the entire gold loan process.
Offline Process to Apply for Gold Loan Frazer Town
The person applying also has the choice to get a Gold loan from the nearby branches. To do this, you can search for a Gold loan near me on google. It will also show a list of all the branches of banks and other financial institutions which are offering loans near you. You would just have to choose them according to your preference and expertise. You would then have to visit particular departments to apply for the loan and then visit many times before the loan finally gets sanctioned.
But Dialabank would do that for you in a better way.
Processing Fees / Prepayment Charges on Gold Loan Frazer Town
CIBIL Score Required for Gold Loan Frazer Town
CIBIL score is a 3-digit summary of your credit transaction history. This is why most of the lending institutions have different criteria for the minimum CIBIL score which is needed for processing a Gold loan application in Frazer Town. Most of the institutions need at least a minimum score of 750 or more to process your loan application.
Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.
It’s not just your CIBIL score, that some institutions look at. They also take a close look at your behavior on the previous loans that you have taken. This includes the details of the type of loan that you have taken, the loan tenure, how regular you have been in paying your interest amount, and the amount borrowed. Any delay in these payments from your previous loans would become a hurdle for you while trying to apply for a new loan. Make sure you have a decent CIBIL score before applying for a loan.