Major Gold Loan Providers in Dholka
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dholka Features
Looking for a quick and affordable loan to fulfill your needs?
Applying for a Gold Loan can be hassle-free option for you!
If you are in need of urgent cash to unravel your money related problems, Gold Loan could be the answer to you query. Gold loan is one of the safest option to go for in such cases. Users can simply mortgage their gold to acquire cash from the bank. Also, this loan service offers affordable rate of interest to the clients and easy approval within 30 minutes.
Gold Loan Dholka Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dholka
- Signature and Identity Proof (Passport Copy/Driving License/Banker’s verification/cheque/Ration card/Electricity Bill.).
- 2 latest passport size photos.
- Land evidence in case the Agriculture Loan is more than Rs. 1 lac.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will look after).
- Income evidence(Salary Certitficate or Form No. 16).
Eligibility Criteria for Gold Loan Dholka
- Age Requirement – 21 to 60 Years.
- Applicant must hold Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dholka
Online Process to Apply for Gold Loan Dholka
The best possible way to apply for a gold loan online is to apply with DialaBank. You can reach us out at 9878981166 for any loan related query. Our team of experts will guide you through with the process.
To apply online you can visit our site Dialabank
Enter your details in the application form.
Our relationship administrator will contact you swiftly and explain you the whole gold loan procedure.
There are many reasons why you should choose DialaBank to apply for a Gold Loan online:
- Dialabank is India’s foremost helpline for financial and money assistance.
- Dialabank has its eminence reachout across the nation.
- It also provide you document collection assistance from your doorstep.
- There is no hidden cost or extra charges of applying for a gold loan through Dialabank.
- Least paperwork.
- Expert guidance assured.
Offline Process to Apply for Gold Loan Dholka
Alternatively, the users can do a google search for institutions offering gold loans and can visit their branches to apply for it. Although there will limited options available while applying offline because you will not have multiple banks to choose from.
Also, the users have to visit the bank many times to get the loan approved. In any case, online proces offers you the best optioons which is directly accessible with DialaBank.
Processing Fees / Prepayment Charges on Gold Loan Dholka
CIBIL Score Required for Gold Loan Dholka
CIBIL score is evaluated by the banks in which you apply for gold loan. Banks tend to sanction loan quickly for those customers who have a good CIBIL score. 750 is considered as a good score by majority of the banks.
Apart from CIBIL score, overall financial assessment is also done to check how capable the customer is in handling loan interest installments. So to your overall assessment is done by the bank, in case you had failed to pay preious loan installments, then it can affect your application. Hence, dealing with your loan properly will improve chances of approval.