About Gold Loan Dharuhera
Major Gold Loan Providers in Dharuhera
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dharuhera Features
Want money?
Running out of cash?
No need to worry you have an option of Loan at an affordable gold loan interest rate and less documentation required.
All you need to have is good source of income and good credit history to make the process faster.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Dharuhera Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dharuhera
Proof of Identity i.e Aadhaar card or voter ID or Passport copy or Driving license
Also, proof of Identity: Ration card or Tel, Electricity Bill or Rental bill or Passport copy or Trade license or Sales Tax certificate
Signature Proof is required and 2 passport-sized photographs
Additionally
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Dharuhera
Age required to apply is 21 years to 60 years
And Nationality must be Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dharuhera
Online Process to Apply for Gold Loan Dharuhera
- Fill the online form available on the website of Dialabank.
- Our representative will call back you
- Your documents will be picked from your doorstep.
- You can apply for the different Gold Loan per gram from Dialabank.
You can call on 9878981166 anytime
Dialabank is considered the best platform to apply for a gold loan online. The reasons behind this are:
- India’s first financial helpline
- provides the best financial services
- free of cost guidance
- high LTV of your gold
- good reputation among the customers
- document pickup facility from the doorstep
- little paperwork is required
- Trained Relationship team is always there to guide you
You can call on 9878981166 anytime
Offline Process to Apply for Gold Loan Dharuhera
Muthoot Gold Loan is available
HDFC Gold Loan is available
You have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.
Whereas Dialabank can provide all the service in a better and easier way.
You can call on 9878981166 anytime
Processing Fees / Prepayment Charges on Gold Loan Dharuhera
CIBIL Score Required for Gold Loan Dharuhera
Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Dharuhera. Most institutions require a minimum score of 750 to process your loan application.
Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.