Major Gold Loan Providers in Devanahalli
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Devanahalli Features
Running short out of cash?
Do not know what to do?
No need to worry, Gold Loan is available for you. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.
Financial aid to the customers is provided at the best affordable interest rates at Gold Loan Devanahalli loan. The applicant needs to have a firm and good source of income and has a good credit history, to get a gold loan, which will make the verification and loan approval process faster.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Devanahalli Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Devanahalli
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Any of the following can be signature proofs: Driving License/Passport Copy/cheque/Banker’s verification.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Devanahalli
- Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. Allied agriculture purposes do not require proofs.
- A Demand Promissory Note.
- Bank will arrange certificate by Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Devanahalli
- Minimum age of the individual should range from 21 years and maximum should be up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Devanahalli
Online Process to Apply for Gold Loan Devanahalli
You can apply for the HDFC Bank Gold Loan at Dialabank.
You just have to fill a simple form online.
After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.
You can call on 9878981166 anytime for more information.
Dialabank is considered as the best platform to apply for a gold loan online. Many reasons are there behind this, some of them are:
- The best financial services to customers all over the country is provided by Dialabank which is India’s first financial helpline.
- Dialabank guides the customers free of cost. That is, no additional charges of applying for a gold loan are needed on the website of Dialabank.
- One more benefit is that you will receive a high LTV of your gold.
- Besides that, because of its best and fast services, the bank has a good reputation among the customers.
- You will get a low HDFC best Gold Loan Interest Rate, if you apply for a gold loan on Dialabank .
- To ease the process, Dialabank provides a document pickup facility from the doorstep of the customer.
- Very little paperwork is required while applying for a gold loan through Dialabank, .
- Finally, to guide and serve you in the entire process of Gold Loan the Relationship managers are trained thoroughly.
Offline Process to Apply for Gold Loan Devanahalli
The applicant can also avail of Gold Loan from the nearby branches. “Gold Loan near me” search on google will help. All the branches of banks and finance companies providing loans near you will be enlisted. According to your preference and knowledge , you need to select them , but in a quicker and better manner Dialabank can do that for you .
Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.
HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster.
HDFC Gold Loan Branches can avail you loans. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Devanahalli
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Devanahalli
Having a good CIBIL score is a must before applying for the best gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Devanahalli. A minimum score of 750 to process your loan application is required by most institutions.
The institutions also look at the detailed behavior on the previous loans taken by you along with your CIBIL score. The type of loan taken and the amount borrowed are included details in it . To your availing a fresh loan any delayed payments for previous loans can act as a barrier . So make sure your CIBIL score is good before applying for a loan.
Gold Loan Devanahalli Agents
One of the leading and most trusted gold loan agents in Devanahalli is Dialabank. Give a call at 9878981166 or you can apply online at Dialabank.
By providing you with a detailed and structured market comparison of different banks Dialabank helps you to find the best option between several Banks and NBFCs that you do make the right choice and not need to worry about the complex information and process you have to go through. Fill a simple form asking for some details by visiting our website www.Dialabank.com and after that our customer relationship managers will get in touch with you soon. Per Gram Gold Loan.
Gold Loan Devanahalli Contact Number
Get instant help and approval for Gold Loan in Devanahalli right now. Call 9878981166.
Pre Calculated EMI Table for Gold Loan Devanahalli
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Devanahalli
Devanahalli, also called “Devandahalli”, “Dyaavandalli”, Devanadoddi, and Devanapura, is a town and Town Municipal Council in Bangalore Rural district in the state of Karnataka in India. The town is located 40 kilometres to the north-east of Bangalore. Devanahalli is the site of Kempegowda International Airport.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन दिल्ली
Other Places to Avail Gold Loan
Gold Loan Gulbarga | Gold Loan Kanakapura |
Gold Loan Hassan | Gold Loan Karwar |
Gold Loan Haveri | Gold Loan Koppal |
Gold Loan Hoskote | Gold Loan Kumta |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.