Major Gold Loan Providers in Dahod
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dahod Features
A Gold Loan is an offer that provides the funds by placing gold ornaments as security with the lender. The loan is secured in nature and requires gold assets to place as security with the lender. The money derived through this scheme can be used for fulfilling short term requirements of life.
Gold Loan Dahod Interest Rates
Once before applying for the loan, check interest rates so that you can save a good amount while repaying the loan.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dahod
Documents required for the gold loan are
- Passport copies or Voter id or Aadhar card is required for the proof identity.
- Rental bills or Electricity bills are required for the local proofs.
- For Signature proofs Driving License or banker, verification is needed.
- Minimum two passport size photographs are needed to apply for the loan
- Income Proof-like Salary Certificate and Form No.16 if applicable
Eligibility Criteria for Gold Loan Dahod
- The minimum age and maximum age for the gold loan applicant is 21 years to 65 years.
- A person should be an Indian citizen or must have Citizenship in India
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dahod
You can apply for a Gold loan in both online and offline mode as below process.
Online Process to Apply for Gold Loan Dahod
Dialabank is considered as the best suitable platform to apply for a gold loan online. There are so many reasons behind this.
- if you apply for a gold loan through Dialabank, then you will get a low HDFC best Gold Loan Interest Rate.
- Dialabank provides you a document pickup facility from the doorstep of the customer.
- One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for the best gold loan online on the website of Dialabank.
- While applying for a gold loan rate per gram through Dialabank, very little paperwork is required.
- you can get a high loan amount per gram.
- Relationship managers are trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Dahod
You can apply for the gold in the offline process also, just what you need is to, after filling the form from the dialabank. you will receive a call from our experts. they will suggest, the best banks to take a gold loan. From, that what you have to do is the select branch and bank name, which is near to you.
Processing Fees / Prepayment Charges on Gold Loan Dahod
CIBIL Score Required for Gold Loan Dahod
Cibil score is not required for the Gold loan. But, if you have good civil you will get better interest rates.
Click here for Mannapuram gold loan