Major Gold Loan Providers in Dadar West
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dadar West Features
In need of urgent cash? Or facing a sudden medical emergency or financial crisis? Then Gold loan might be the savior for you. Just take out your gold and arrange some basic documents. Evaluate the value of your gold in your nearest bank, and get the loan amount in your account within hours. Also, you don’t have to worry as your gold is kept safe in the locker of the bank. Other loans like a personal loan or credit may take time, but a gold loan is approved almost instantly without any hassle documentation.
Gold Loan Dadar West Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dadar West
- Identity Proof:: Like Voter ID /Ration card /Aadhaar card /Valid Passport
- Documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
- Residence Proof:: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card.
- Other documents: Two passports sized photographs and a demand promissory note.
Eligibility Criteria for Gold Loan DadarWest
- Applicant should minimum of 21 years and maximum of 60 years.
- Indian Nationality is a must.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dadar West
Online Process to Apply for Gold Loan Dadar West
You can apply for a gold loan online at Dialabank. The process is quite simple and requires you to fill a simple form online. Within a few hours, you will get a call from our relationship manager who will try to solve all of your queries related to gold loans.
Dialabank is considered as one of the best platforms to apply for a gold loan online. There are many reasons for that. Some of them are
- Dialabank is India’s foremost financial helpline which aspires to provide the best financial services to customers all over the country. Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Apart from that, the bank has maintained a good image among the customers because of its reliable and trusty services. Also, customers can get a high LTV for their gold.
- Dialabank also tries to ease the loan process for customers. Hence customers get a pickup facility from the doorstep.
- Very little documentation work is required while applying for a gold loan through Dialabank.
- Lastly, our Relationship managers are trained properly to guide the customers with the entire process of gold Loan.
Offline Process to Apply for Gold Loan Dadar West
Applicants can also apply for gold loans at their nearby bank branches. You can easily search for gold loan providers near me on google. There will be a number of institutions offering gold loans, and you can choose from your preference.
Although an offline loan process can take longer durations to complete Thus, to avoid this lengthy approach, users can easily follow the steps mentioned above and enjoy a hassle-free experience.
Processing Fees / Prepayment Charges on Gold Loan Dadar West
CIBIL Score Required for Gold Loan Dadar West
Every loaning institution has its rules for the requirement of the CIBIL score to process a Gold Loan application. Hence, the applicants having a decent CIBIL score have an edge over those having a low CIBIL score.
Not only your CIBIL score is taken into consideration, but the banks also take a good look at your conduct on the past advances taken. Any delayed installments for past loans can act as a barrier to your application process. So make sure your CIBIL score is good before applying for a new loan.