Major Gold Loan Lenders in Chittur
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Chittur Features
Gold conveys some exceptional characteristics; it is a fluid resource which can without much of a stretch exerted into money. It has huge favorable circumstances and utilized in the trade of merchandise and ventures, yet it lies in a perfect world at our homes when we are in a difficult situation since no one really thinks about it as they think about it as a piece of jewelry. Wakeful yourself and use it as money related guide.
Benefits of Gold Loan Chittur
- Your gold asset is 100% secured in the vaults of the banks.
- You will get lower loan costs when contrasted with different plans.
- It is an issue free procedure.
- Gold Loan Chittur is a straightforward procedure.
- Disbursal of the advance will take at least 30 minutes.
- You can profit sum as low as thousand and get an advance up to rupees 1crore.
- Gold Loan Chittur Services are very helpful.
- To the extent the financial assessment is a worry, it isn’t essential.
- It has simple reimbursement and a closer technique.
Gold Loan Chittur Interest Rates
- The financing cost for the Gold credit 10.70% every year.
- Presently it is offered at low preparing expense 0.85%.
- Besides, Pre-closer charges extend from 0-2%.
- Residency of obtaining is at least a half year and a limit of five years.
- In conclusion, the sum that a borrower can get is thousand to a crore.
- Peruse more about-Gold Loan Interest Rate
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Chittur
- ID Proof: The reports required for identity confirmation can be among them – Ration card/Voter ID/Aadhar card/Valid Passport.
- Sign Mark Proof: The reports required for signature confirmation incorporates Banker’s check/Passport Copy/Banker’s check/Passport Copy/check.
- Land Proof: The reports required for confirmation of residency are Electricity Bill/Rental bill/Trade permit/Shop and Est. Permit/Sales Tax authentication/Telephone Bill.
- Records required for the ranchers are in particular: Land Proof and Income evidence.
- Other: Two international IDs photos.
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Chittur
- The candidate ought to be a resident of India.
- The candidate age ought not to be less than18 years.
- The candidate must have gold ought to be in a suitable structure.
- The Gold quality ought to be 18 karats to 22 karats.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Chittur
Online Process to Apply for Gold Loan Chittur
Take the advantage of cutting edge innovation and use for it without going anyplace easily.
Initially, You need to visit the website of Dialabank online for it, and afterward, you have to top off the application form.
Besides, the relationship chief will get in touch with you for affirming a portion of the subtleties. A short time later they will tell you the qualification and other accessible proposals as per your profile and will fix your meeting with the Banker.
From that point onward, you have to visit the bank for once at the hour of accommodation of gold and will exit with the endorsed advance.
Processing Fees / Prepayment Charges on Gold Loan Sangam Chittur
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Chittur
A considerable CIBIL score of an applicant benefits them while applying for Gold Loan Sangam Vihar.
Know More – What is CIBIL Score?
Gold Loan Chittur Agents
Firstly, Dialabank offers a direct procedure of utilization of the gold advance.
Also, the client gets a decent examination of the loan fees of different banks too.
Moreover, the organization gives an issue free procedure to Gold Loan.
At long last, you will get the best just as the most reduced financing cost when contrasted with others. For more data, call 9878981166 with your city code.
Gold Loan Chittur Contact Number
Call 9878981166 and gain assistance and support for Gold Loan in Chittur.
About Chittur
Chittur is a green town in Palakkad district of Kerala, South India. It is the headquarters of Chittur taluk, situated 13 km away from Palakkad towards the south-east.
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