Best banks for Gold Loans in Chittorgarh
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Chittorgarh Features
Are you going low on your account balance?
Have you considered taking a gold loan?
If not, then it might be the best option to avail of a gold loan and solve your problems. Gold Loan is secured and require minimum paperwork by the customer to get verified and approved faster.
Why Gold Loan Chittorgarh?
Gold Loan Chittorgarh provides financial assistance to all its customers at the affordable interest rates on gold loans. For being eligible to take a gold loan, having some gold is the only prerequisite.
Additionally, things like good credit history and a good salary enhance your chances in the verification and approval process of a gold loan.
For a fact, you can not take a loan of more than 75 percent of the market value of gold. This thing happens due to the fluctuating market price of gold.
Gold Loan Rate Per Gram Today in Chittorgarh
Updated - Gold Loan Per Gram Rate w.e.f Apr 21 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Chittorgarh Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Chittorgarh Documents required
- Identity Proof can be any of the following: Aadhaar/Passport Copy/ Driving License/ Electoral Photo ID Card or any other recognized govt. ID.
- Residence Proof can be any of the following: Telephone Bill/ Rental bill/ Copy of Passport/Electricity Bill/ Trade License or other utility bills.
- Proof of Signature can be any of the following: Cheque/Copy of Passport/Driving License/Banker’s verification/ or other records is mandatory.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Chittorgarh
- Proof of Land: If procuring an agriculture Loan of more than Rs. 1 lac, no substantial proof is required for allied agriculture purposes.
- A Demand Promissory Note.
- The Bank manages to provide you the Certificate by the Jewel Appraiser.
- For Income proof, one has to prove their monthly income by a salary certificate and form number 16.
Gold Loan in Chittorgarh Eligibility Criteria
For Gold Loan in Chittorgarh, the Eligibility criteria are as follows:
- The loan candidate should identify themselves as Indian citizens.
- The age of the candidate should be in the bracket of 21 to 60 years.